SCHD vs XLPM
Schwab US Dividend Equity ETF vs State Street S&P 500 Consumer Staples Market Sector SPDR ETF
Which is better, SCHD or XLPM?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XLPM |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.12% |
| AUM | $119.9B | $535,985.66 |
| Dividend Yield | 2.96% | 0.00% |
| Holdings | 204 | 19 |
| YTD Return | +29.95%Best | +4.97% |
| 1Y Return | +37.26% | - |
| 3Y Return (annualized) | +19.10% | - |
| 5Y Return (annualized) | +9.87% | - |
| Top 10 Weight | 41.8%Best | 99.8% |
| Fund Family | Charles Schwab Asset Management | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 13, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs XLPM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs XLPM Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and State Street S&P 500 Consumer Staples Market Sector SPDR ETF (XLPM) is an ETF from State Street Investment Management. Year to date, SCHD is up 29.95% versus a gain of 4.97% for XLPM.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while XLPM charges 0.12%. On a $10,000 position that is $6 vs $12 annually, a gap of $6 per year that compounds over a long holding period. On income, SCHD currently yields 2.96% against 0.00% for XLPM.
Holdings Overlap
18.7% of SCHD's money is in holdings XLPM also owns. 20.2% of XLPM's money is in holdings SCHD also owns.
XLPM and SCHD share little of their money.
7 positions in common, counted across the 98 positions we hold weights for in SCHD and 19 in XLPM, against full books of 204 and 19.
What only one of them owns
Measured across the 98 and 19 positions we hold weights for.
SCHD holds 90 positions XLPM does not, 81.1% of the fund.
Largest: TXN 4.53%, CVX 4.32%, COP 4.27%, QCOM 4.18%, UNH 4.07%
20.2% of XLPM is already inside SCHD.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XLPM?
SCHD has an expense ratio of 0.06% while XLPM charges 0.12%. SCHD is the cheaper option, by $6 a year on a $10,000 investment.
What is the holdings overlap between SCHD and XLPM?
20.2% of XLPM's money is in holdings SCHD also owns. 20.2% of XLPM's is in holdings SCHD also owns. They hold 7 positions in common, counted across the 98 positions we hold weights for in SCHD and 19 in XLPM.
Which pays a higher dividend, SCHD or XLPM?
SCHD yields 2.96% while XLPM yields 0.00%, so SCHD currently pays the higher dividend yield.
Is XLPM better than SCHD?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.