VTI vs XLPM
Vanguard Morningstar Total Stock Market ETF vs State Street S&P 500 Consumer Staples Market Sector SPDR ETF
Which is better, VTI or XLPM?
VTI costs less.
VTI has a lower expense ratio. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XLPM |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.12% |
| AUM | $689.2B | $535,985.66 |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,542 | 19 |
| YTD Return | +12.23%Best | +6.40% |
| 1Y Return | +12.74% | - |
| 3Y Return (annualized) | +21.44% | - |
| 5Y Return (annualized) | +10.83% | - |
| Top 10 Weight | 34.6%Best | 99.8% |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Oct 13, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs XLPM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs XLPM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and State Street S&P 500 Consumer Staples Market Sector SPDR ETF (XLPM) is an ETF from State Street Investment Management. Year to date, VTI is up 12.23% versus a gain of 6.40% for XLPM.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while XLPM charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for XLPM.
Holdings Overlap
3.6% of VTI's money is in holdings XLPM also owns. 99.3% of XLPM's money is in holdings VTI also owns.
Most of XLPM is already inside VTI. Owning both mostly buys the same companies twice.
18 positions in common, counted across the 3,464 positions we hold weights for in VTI and 19 in XLPM, against full books of 3,542 and 19.
What only one of them owns
Measured across the 3,464 and 19 positions we hold weights for.
VTI holds 1,111 positions XLPM does not, 93.4% of the fund.
Largest: NVDA 7.13%, AAPL 6.63%, MSFT 5.19%, AMZN 3.30%, GOOGL 2.76%
Top Shared Holdings
| Stock | Weight in VTI | Weight in XLPM | Difference |
|---|---|---|---|
| STTState Street Corp. | 0.06% | 51.86% | 51.80% |
| WMTWalmart Inc | 0.62% | 11.08% | 10.46% |
| COSTCostco Wholesale Corp. | 0.55% | 9.16% | 8.61% |
| PGProcter & Gamble Company | 0.46% | 7.61% | 7.15% |
| KOCoca Cola Co. | 0.45% | 7.34% | 6.89% |
| PMPhilip Morris International Inc. | 0.41% | 6.53% | 6.12% |
| PEPPepsico Inc | 0.24% | 3.62% | 3.38% |
| MOAltria Group Inc | 0.15% | 1.53% | 1.38% |
| MDLZMondelez International Inc Com A Npv | 0.10% | 0.34% | 0.24% |
| TGTTARGET CORP | 0.10% | 0.06% | 0.04% |
99.3% of XLPM is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XLPM?
VTI has an expense ratio of 0.03% while XLPM charges 0.12%. VTI is the cheaper option, by $9 a year on a $10,000 investment.
What is the holdings overlap between VTI and XLPM?
99.3% of XLPM's money is in holdings VTI also owns. 99.3% of XLPM's is in holdings VTI also owns. They hold 18 positions in common, counted across the 3,464 positions we hold weights for in VTI and 19 in XLPM.
Which pays a higher dividend, VTI or XLPM?
VTI yields 1.06% while XLPM yields 0.00%, so VTI currently pays the higher dividend yield.
Is XLPM better than VTI?
VTI has a lower expense ratio. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.