SOVF vs VTI
SOVF vs VTI
Sovereigns Capital Flourish Fund vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SOVF | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $96M | $663.5B | |
| Dividend Yield | 0.76% | 1.07% | |
| Holdings | 77 | 3,543 | |
| YTD Return | +10.17% | +14.20% | |
| 1Y Return | +9.14% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 16.9% | 15.3% | |
| Max Drawdown | -21.7% | -56.6% | |
| Fund Family | Sovereign's Capital | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 2, 2023 | May 24, 2001 |
SOVF vs VTI Performance
Sovereigns Capital Flourish Fund (SOVF) is a ETF from Sovereign's Capital and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SOVF returned +9.14% while VTI returned +24.16%. Year to date, SOVF is up 10.17% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
SOVF has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.7% for SOVF and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SOVF charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, SOVF currently yields 0.76% against 1.07% for VTI.
Holdings Overlap
SOVF and VTI share 70 holdings out of 2790 unique holdings combined, representing a 4.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SOVF | Weight in VTI | Difference |
|---|---|---|---|
| MOH | 4.67% | 0.02% | 4.65% |
| PAYC | 3.85% | 0.00% | 3.85% |
| ALKT | 3.59% | 0.00% | 3.59% |
| VST | Pro | Pro | Pro |
| FISV | Pro | Pro | Pro |
| LOPE | Pro | Pro | Pro |
| NSP | Pro | Pro | Pro |
| OPCH | Pro | Pro | Pro |
| EEFT | Pro | Pro | Pro |
| PGR | Pro | Pro | Pro |
See all 10 holdings SOVF shares with VTI Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, SOVF or VTI?
SOVF has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, SOVF or VTI?
Over the past year SOVF returned +9.14% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), SOVF annualized +10.51% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, SOVF or VTI?
SOVF has been the more volatile fund at 16.9% annualized versus 15.3% for VTI. Worst drawdown: SOVF -21.7% vs VTI -56.6%.
Should I hold both SOVF and VTI?
SOVF and VTI have a monthly-return correlation of 0.74, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SOVF and VTI?
SOVF and VTI share 70 common holdings with a 4.2% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, SOVF or VTI?
SOVF yields 0.76% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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