SPUS vs VTI
SP Funds S&P 500 Sharia Industry Exclusions ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SPUS or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. SPUS led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPUS | VTI |
|---|---|---|
| Expense Ratio | 0.45% | 0.03%Best |
| AUM | $3.1B | $666.9B |
| Dividend Yield | 0.52% | 1.03% |
| Holdings | 219 | 3,543 |
| YTD Return | +14.99%Best | +12.28% |
| 1Y Return | +22.25%Best | +16.78% |
| 3Y Return (annualized) | +23.25%Best | +20.89% |
| 5Y Return (annualized) | +15.04%Best | +11.94% |
| Volatility (annualized) | 18.0% | 17.4%Best |
| Max Drawdown | -30.8%Best | -35.0% |
| $10,000 over 5 years | $20,149Best | $17,576 |
| Top 10 Weight | 57.0% | 33.3%Best |
| Fund Family | SP Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 17, 2019 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Dec 18, 2019 to Sep 17, 2026 (6.7 years).
SPUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.7 years both funds cover.
SPUS vs VTI Performance
SP Funds S&P 500 Sharia Industry Exclusions ETF (SPUS) is an ETF from SP Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SPUS returned +22.25% while VTI returned +16.78%. Year to date, SPUS is up 14.99% versus a gain of 12.28% for VTI.
Over three years, SPUS compounded at +23.25% per year against +20.89% for VTI; over five years the annualized figures are +15.04% and +11.94% respectively. Across the full 7-year window we track, SPUS has the edge at +18.12% annualized vs +14.48%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPUS has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 17.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.8% for SPUS and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SPUS charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, SPUS currently yields 0.52% against 1.03% for VTI.
Holdings Overlap
99.2% of SPUS's money is in holdings VTI also owns. 50.8% of VTI's money is in holdings SPUS also owns.
Most of SPUS is already inside VTI. Owning both mostly buys the same companies twice.
214 positions in common, counted across the 218 positions we hold weights for in SPUS and 3,463 in VTI, against full books of 219 and 3,543.
What only one of them owns
Our book lists 938 positions for VTI that do not appear in our book for SPUS (46.8% of the fund), and 3 for SPUS that do not appear in VTI (0.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SPUS | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 14.09% | 6.40% | 7.69% |
| AAPLApple, Inc | 12.37% | 6.29% | 6.08% |
| MSFTMicrosoft Corp | 9.57% | 4.79% | 4.78% |
| GOOGLAlphabet Inc,class A | 5.12% | 2.90% | 2.22% |
| AVGOBroadcom Inc | 4.49% | 2.56% | 1.93% |
| MUMicron Technology, Inc. | 2.78% | 1.29% | 1.49% |
| TSLATesla Inc | 2.59% | 1.22% | 1.37% |
| LLYEli Lilly & Co. | 2.36% | 1.35% | 1.01% |
| AMDAdvanced Micro Devices Inc | 1.92% | 1.08% | 0.84% |
| XOMExxon Mobil Corp. | 1.76% | 0.89% | 0.87% |
99.2% of SPUS is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPUS or VTI?
SPUS has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, SPUS or VTI?
Over the past year SPUS returned +22.25% vs +16.78% for VTI, so SPUS leads on 1-year performance. Over the longest common window we track (7 years), SPUS annualized +18.12% vs +14.48% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPUS or VTI?
SPUS has been the more volatile fund at 18.0% annualized versus 17.4% for VTI. Worst drawdown: SPUS -30.8% vs VTI -35.0%.
Should I hold both SPUS and VTI?
SPUS and VTI have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SPUS and VTI?
99.2% of SPUS's money is in holdings VTI also owns. 50.8% of VTI's is in holdings SPUS also owns. They hold 214 positions in common, counted across the 218 positions we hold weights for in SPUS and 3,463 in VTI.
Which pays a higher dividend, SPUS or VTI?
SPUS yields 0.52% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than SPUS?
VTI has a lower expense ratio. SPUS led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.95. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 57.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.