SPY vs TFPN

Quick Verdict

SPY has a lower expense ratio. TFPN delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TFPNMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTFPNWinner
Expense Ratio0.09%1.13%
AUM$821.1B$159M
Dividend Yield1.01%0.00%
Holdings505423
YTD Return+14.47%+14.77%
1Y Return+21.96%+25.73%
3Y Return (annualized)+21.70%+6.82%
5Y Return (annualized)+13.30%-
Volatility (annualized)15.3%13.4%
Max Drawdown-56.5%-16.7%
Fund FamilyState Street Investment ManagementBlueprint fund management
CategoryEquityAlternative
InceptionJan 22, 1993Jul 11, 2023

SPY vs TFPN Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Blueprint Chesapeake Multi-Asset Trend ETF (TFPN) is a ETF from Blueprint fund management. Over the past year SPY returned +21.96% while TFPN returned +25.73%. Year to date, SPY is up 14.47% versus a gain of 14.77% for TFPN.

Over three years, SPY compounded at +21.70% per year against +6.82% for TFPN. Across the full 3-year window we track, SPY has the edge at +8.87% annualized vs +6.56%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.4% for TFPN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -16.7% for TFPN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.56. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while TFPN charges 1.13%. On a $10,000 position that is $9 vs $113 annually, a gap of $104 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for TFPN.

Holdings Overlap

10.0%overlap

SPY and TFPN share 117 holdings out of 617 unique holdings combined, representing a 10.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TFPNDifference
NVDA7.71%0.76%6.95%
MSFT5.50%-0.09%5.59%
MU1.51%2.28%0.77%
WDCProProPro
LITEProProPro
AMDProProPro
LRCXProProPro
KLACProProPro
GEVProProPro
COHRProProPro
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Frequently Asked Questions

Which is cheaper, SPY or TFPN?

SPY has an expense ratio of 0.09% while TFPN charges 1.13%. SPY is the cheaper option. On a $10,000 investment, that is $104 per year of difference.

Which performed better, SPY or TFPN?

Over the past year SPY returned +21.96% vs +25.73% for TFPN, so TFPN leads on 1-year performance. Over the longest common window we track (3 years), SPY annualized +8.87% vs +6.56% for TFPN. Past performance does not guarantee future results.

Which is riskier, SPY or TFPN?

SPY has been the more volatile fund at 15.3% annualized versus 13.4% for TFPN. Worst drawdown: SPY -56.5% vs TFPN -16.7%.

Should I hold both SPY and TFPN?

SPY and TFPN have a monthly-return correlation of 0.56, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and TFPN?

SPY and TFPN share 117 common holdings with a 10.0% weight overlap. Combined, they hold 617 unique securities.

Which pays a higher dividend, SPY or TFPN?

SPY yields 1.01% while TFPN yields 0.00%, so SPY currently pays the higher dividend yield.

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