SPY vs TMDV

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTMDVWinner
Expense Ratio0.09%0.35%
AUM$789.1B$5M
Dividend Yield1.01%2.53%
Holdings50566
YTD Return+14.47%+14.85%
1Y Return+21.96%+11.13%
3Y Return (annualized)+21.70%+6.65%
5Y Return (annualized)+13.30%+4.21%
Volatility (annualized)15.3%16.3%
Max Drawdown-56.5%-33.4%
Fund FamilyState Street Investment ManagementProShares
CategoryEquityEquity
InceptionJan 22, 1993Nov 5, 2019

SPY vs TMDV Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and ProShares Russell US Dividend Growers ETF (TMDV) is a ETF from ProShares. Over the past year SPY returned +21.96% while TMDV returned +11.13%. Year to date, SPY is up 14.47% versus a gain of 14.85% for TMDV.

Over three years, SPY compounded at +21.70% per year against +6.65% for TMDV; over five years the annualized figures are +13.30% and +4.21% respectively. Across the full 7-year window we track, SPY has the edge at +8.87% annualized vs +6.83%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TMDV has been the more volatile fund, with annualized monthly volatility of 16.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -33.4% for TMDV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SPY charges 0.09% per year while TMDV charges 0.35%. On a $10,000 position that is $9 vs $35 annually, a gap of $26 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 2.53% for TMDV.

Holdings Overlap

6.4%overlap

SPY and TMDV share 40 holdings out of 528 unique holdings combined, representing a 6.4% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TMDVDifference
JNJ0.96%1.64%0.68%
WMT0.75%1.38%0.63%
PG0.54%1.51%0.97%
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Frequently Asked Questions

Which is cheaper, SPY or TMDV?

SPY has an expense ratio of 0.09% while TMDV charges 0.35%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, SPY or TMDV?

Over the past year SPY returned +21.96% vs +11.13% for TMDV, so SPY leads on 1-year performance. Over the longest common window we track (7 years), SPY annualized +8.87% vs +6.83% for TMDV. Past performance does not guarantee future results.

Which is riskier, SPY or TMDV?

TMDV has been the more volatile fund at 16.3% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs TMDV -33.4%.

Should I hold both SPY and TMDV?

SPY and TMDV have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and TMDV?

SPY and TMDV share 40 common holdings with a 6.4% weight overlap. Combined, they hold 528 unique securities.

Which pays a higher dividend, SPY or TMDV?

SPY yields 1.01% while TMDV yields 2.53%, so TMDV currently pays the higher dividend yield.

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