SPY vs TPRY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYTPRYWinner
Expense Ratio0.09%0.95%
AUM$821.1B$4M
Dividend Yield1.01%6.64%
Holdings50563
YTD Return+14.24%+5.36%
1Y Return+21.71%-
3Y Return (annualized)+22.10%-
5Y Return (annualized)+13.21%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-14.5%
Fund FamilyState Street Investment ManagementVistaShares
CategoryEquityEquity
InceptionJan 22, 1993Feb 26, 2026

SPY vs TPRY Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and VistaShares Target 15 TEPRTantrum Contrarian Distribution ETF (TPRY) is a ETF from VistaShares. Year to date, SPY is up 14.24% versus a gain of 5.36% for TPRY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -14.5% for TPRY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while TPRY charges 0.95%. On a $10,000 position that is $9 vs $95 annually, a gap of $86 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 6.64% for TPRY.

Holdings Overlap

16.9%overlap

SPY and TPRY share 14 holdings out of 510 unique holdings combined, representing a 16.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in TPRYDifference
AMZN4.08%11.88%7.80%
NVDA7.71%4.47%3.24%
MU1.51%8.91%7.40%
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Frequently Asked Questions

Which is cheaper, SPY or TPRY?

SPY has an expense ratio of 0.09% while TPRY charges 0.95%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

What is the holdings overlap between SPY and TPRY?

SPY and TPRY share 14 common holdings with a 16.9% weight overlap. Combined, they hold 510 unique securities.

Which pays a higher dividend, SPY or TPRY?

SPY yields 1.01% while TPRY yields 6.64%, so TPRY currently pays the higher dividend yield.

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