TDIV vs VOO

Quick Verdict

VOO has a lower expense ratio. TDIV delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: TDIVMore Diversified: VOO

Side-by-Side Comparison

MetricTDIVVOOWinner
Expense Ratio0.50%0.03%
AUM$4.1B$979.0B
Dividend Yield1.14%1.09%
Holdings96509
YTD Return+21.25%+13.80%
1Y Return+31.09%+23.71%
3Y Return (annualized)+28.07%+21.50%
5Y Return (annualized)+17.17%+13.44%
Volatility (annualized)17.0%14.1%
Max Drawdown-32.0%-34.3%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryEquityEquity
InceptionAug 13, 2012Sep 7, 2010

TDIV vs VOO Performance

First Trust NASDAQ Technology Dividend Index Fund (TDIV) is a ETF from First Trust Portfolios (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TDIV returned +31.09% while VOO returned +23.71%. Year to date, TDIV is up 21.25% versus a gain of 13.80% for VOO.

Over three years, TDIV compounded at +28.07% per year against +21.50% for VOO; over five years the annualized figures are +17.17% and +13.44% respectively. Across the full 14-year window we track, TDIV has the edge at +14.32% annualized vs +13.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

TDIV has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.0% for TDIV and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

TDIV charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TDIV currently yields 1.14% against 1.09% for VOO.

Holdings Overlap

13.8%overlap

TDIV and VOO share 33 holdings out of 566 unique holdings combined, representing a 13.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TDIVWeight in VOODifference
MSFT7.42%4.30%3.12%
AVGO7.58%2.77%4.81%
IBM8.84%0.41%8.43%
TXNProProPro
ORCLProProPro
AMATProProPro
QCOMProProPro
ADIProProPro
CSCOProProPro
MSIProProPro
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Frequently Asked Questions

Which is cheaper, TDIV or VOO?

TDIV has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, TDIV or VOO?

Over the past year TDIV returned +31.09% vs +23.71% for VOO, so TDIV leads on 1-year performance. Over the longest common window we track (14 years), TDIV annualized +14.32% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, TDIV or VOO?

TDIV has been the more volatile fund at 17.0% annualized versus 14.1% for VOO. Worst drawdown: TDIV -32.0% vs VOO -34.3%.

Should I hold both TDIV and VOO?

TDIV and VOO have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between TDIV and VOO?

TDIV and VOO share 33 common holdings with a 13.8% weight overlap. Combined, they hold 566 unique securities.

Which pays a higher dividend, TDIV or VOO?

TDIV yields 1.14% while VOO yields 1.09%, so TDIV currently pays the higher dividend yield.

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