UTF vs VOO
UTF vs VOO
Cohen & Steers Infrastructure Fund Inc vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | UTF | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 3.42% | 0.03% | |
| AUM | $3,053.86 | $979.0B | |
| Dividend Yield | 6.75% | 1.09% | |
| Holdings | 297 | 509 | |
| YTD Return | +16.12% | +13.80% | |
| 1Y Return | +8.19% | +23.71% | |
| 3Y Return (annualized) | +14.35% | +21.50% | |
| 5Y Return (annualized) | +6.56% | +13.44% | |
| Volatility (annualized) | 20.2% | 14.1% | |
| Max Drawdown | -76.7% | -34.3% | |
| Fund Family | Cohen & Steers Funds | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 30, 2004 | Sep 7, 2010 |
UTF vs VOO Performance
Cohen & Steers Infrastructure Fund Inc (UTF) is a ETF from Cohen & Steers Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UTF returned +8.19% while VOO returned +23.71%. Year to date, UTF is up 16.12% versus a gain of 13.80% for VOO.
Over three years, UTF compounded at +14.35% per year against +21.50% for VOO; over five years the annualized figures are +6.56% and +13.44% respectively. Across the full 16-year window we track, VOO has the edge at +13.58% annualized vs +3.26%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UTF has been the more volatile fund, with annualized monthly volatility of 20.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -76.7% for UTF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UTF charges 3.42% per year while VOO charges 0.03%. On a $10,000 position that is $342 vs $3 annually, a gap of $339 per year that compounds over a long holding period. On income, UTF currently yields 6.75% against 1.09% for VOO.
Holdings Overlap
UTF and VOO share 22 holdings out of 725 unique holdings combined, representing a 2.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in UTF | Weight in VOO | Difference |
|---|---|---|---|
| NEE | 7.03% | 0.28% | 6.75% |
| NI | 4.23% | 0.04% | 4.19% |
| CSX | 3.29% | 0.14% | 3.15% |
| DUK | Pro | Pro | Pro |
| AMT | Pro | Pro | Pro |
| PPL | Pro | Pro | Pro |
| LNT | Pro | Pro | Pro |
| CCI | Pro | Pro | Pro |
| UNP | Pro | Pro | Pro |
| SO | Pro | Pro | Pro |
See all 10 holdings UTF shares with VOO Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, UTF or VOO?
UTF has an expense ratio of 3.42% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $339 per year of difference.
Which performed better, UTF or VOO?
Over the past year UTF returned +8.19% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), UTF annualized +3.26% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, UTF or VOO?
UTF has been the more volatile fund at 20.2% annualized versus 14.1% for VOO. Worst drawdown: UTF -76.7% vs VOO -34.3%.
Should I hold both UTF and VOO?
UTF and VOO have a monthly-return correlation of 0.71, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UTF and VOO?
UTF and VOO share 22 common holdings with a 2.1% weight overlap. Combined, they hold 725 unique securities.
Which pays a higher dividend, UTF or VOO?
UTF yields 6.75% while VOO yields 1.09%, so UTF currently pays the higher dividend yield.
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