UTF vs VOO
Cohen & Steers Infrastructure Fund Inc vs Vanguard S&P 500 ETF
Which is better, UTF or VOO?
VOO has been ahead.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UTF | VOO |
|---|---|---|
| Expense Ratio | 3.42% | 0.03%Best |
| AUM | $3,053.86 | $997.4B |
| Dividend Yield | 6.97% | 1.04% |
| Holdings | 311 | 509 |
| YTD Return | +8.57% | +12.25%Best |
| 1Y Return | +9.52% | +17.03%Best |
| 3Y Return (annualized) | +14.88% | +21.25%Best |
| 5Y Return (annualized) | +5.44% | +13.08%Best |
| Volatility (annualized) | 17.6% | 14.1%Best |
| Max Drawdown | -53.0% | -34.3%Best |
| $10,000 over 5 years | $13,032 | $18,490Best |
| Fund Family | Cohen & Steers Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 30, 2004 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 17, 2026 (16 years).
UTF vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16 years both funds cover.
UTF vs VOO Performance
Cohen & Steers Infrastructure Fund Inc (UTF) is an ETF from Cohen & Steers Funds and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year UTF returned +9.52% while VOO returned +17.03%. Year to date, UTF is up 8.57% versus a gain of 12.25% for VOO.
Over three years, UTF compounded at +14.88% per year against +21.25% for VOO; over five years the annualized figures are +5.44% and +13.08% respectively. Across the full 16-year window we track, VOO has the edge at +13.38% annualized vs +5.95%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UTF has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -53.0% for UTF and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UTF charges 3.42% per year while VOO charges 0.03%. On a $10,000 position that is $342 vs $3 annually, a gap of $339 per year that compounds over a long holding period. On income, UTF currently yields 6.97% against 1.04% for VOO.
Holdings Overlap
At least 2.9% of VOO's money is in holdings UTF also owns.
Only one direction is shown: for UTF, our book for it lists positions totalling 129.0% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
VOO and UTF share little of their money.
The two holdings books were reported 122 days apart, UTF as of Mar 31, 2026 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
22 positions in common, counted across the 241 positions we hold weights for in UTF and 494 in VOO, against full books of 311 and 509.
Top Shared Holdings
| Stock | Weight in UTF | Weight in VOO | Difference |
|---|---|---|---|
| NEENextera Energy Inc | 7.03% | 0.28% | 6.75% |
| NINisource Inc. | 4.23% | 0.03% | 4.20% |
| CSXCsx Corp. | 3.29% | 0.15% | 3.14% |
| DUKDuke Energy Corp | 3.07% | 0.15% | 2.92% |
| AMTAmerican Tower Corporation | 3.04% | 0.13% | 2.91% |
| PPLPpl Corp (Utilities) | 2.93% | 0.04% | 2.89% |
| LNTAlliant Energy Corp. | 2.72% | 0.03% | 2.69% |
| CCICrown Castle International Corp | 2.42% | 0.05% | 2.37% |
| UNPUnion Pacific Corp | 2.19% | 0.27% | 1.92% |
| SOSouthern Co. | 2.12% | 0.17% | 1.95% |
You are not choosing between two funds in isolation.
Whichever of UTF and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UTF or VOO?
UTF has an expense ratio of 3.42% while VOO charges 0.03%. VOO is the cheaper option, by $339 a year on a $10,000 investment.
Which performed better, UTF or VOO?
Over the past year UTF returned +9.52% vs +17.03% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), UTF annualized +5.95% vs +13.38% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UTF or VOO?
UTF has been the more volatile fund at 17.6% annualized versus 14.1% for VOO. Worst drawdown: UTF -53.0% vs VOO -34.3%.
Should I hold both UTF and VOO?
UTF and VOO have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between UTF and VOO?
At least 2.9% of VOO's money is in holdings UTF also owns. Our book for UTF is partial, so the real figure is this or higher. They hold 22 positions in common, counted across the 241 positions we hold weights for in UTF and 494 in VOO.
Which pays a higher dividend, UTF or VOO?
UTF yields 6.97% while VOO yields 1.04%, so UTF currently pays the higher dividend yield.
Is VOO better than UTF?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.