VDIG vs VTI
Vanguard Wellington Dividend Growth Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VDIG or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 44.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VDIG | VTI |
|---|---|---|
| Expense Ratio | 0.40% | 0.03%Best |
| AUM | $32M | $689.2B |
| Dividend Yield | 0.12% | 1.06% |
| Holdings | 43 | 3,542 |
| YTD Return | +9.14% | +11.29%Best |
| 1Y Return | +12.63% | +13.77%Best |
| 3Y Return (annualized) | - | +20.19% |
| 5Y Return (annualized) | - | +10.49% |
| Volatility (annualized) | 12.2%Best | 13.2% |
| Top 10 Weight | 44.8% | 34.6%Best |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Nov 14, 2025 | May 24, 2001 |
Not shown on this pair: Max Drawdown, $10,000 over the window.
VDIG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VDIG vs VTI Performance
Vanguard Wellington Dividend Growth Active ETF (VDIG) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year VDIG returned +12.63% while VTI returned +13.77%. Year to date, VDIG is up 9.14% versus a gain of 11.29% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 12.2% for VDIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VDIG charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, VDIG currently yields 0.12% against 1.06% for VTI.
Holdings Overlap
86.9% of VDIG's money is in holdings VTI also owns. 27.0% of VTI's money is in holdings VDIG also owns.
Most of VDIG is already inside VTI. Owning both mostly buys the same companies twice.
36 positions in common, counted across the 42 positions we hold weights for in VDIG and 3,469 in VTI, against full books of 43 and 3,542.
What only one of them owns
Our book lists 1,098 positions for VTI that do not appear in our book for VDIG (68.9% of the fund), and 2 for VDIG that do not appear in VTI (3.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VDIG | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 6.14% | 5.19% | 0.95% |
| AAPLApple, Inc | 3.45% | 6.63% | 3.18% |
| MAMastercard Inc | 7.81% | 0.59% | 7.22% |
| LLYEli Lilly & Co. | 5.69% | 1.34% | 4.35% |
| AVGOBroadcom Inc | 4.59% | 2.28% | 2.31% |
| JPMJpmorgan Chase & Co. | 4.54% | 1.20% | 3.34% |
| GOOGLAlphabet Inc | 1.61% | 2.76% | 1.15% |
| MRKMerck & Co. Inc. | 3.87% | 0.49% | 3.38% |
| BLKBlackrock Funding Inc/De | 3.17% | 0.20% | 2.97% |
| AMGNAmgen Inc. | 2.74% | 0.31% | 2.43% |
86.9% of VDIG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VDIG or VTI?
VDIG has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, VDIG or VTI?
Over the past year VDIG returned +12.63% vs +13.77% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VDIG or VTI?
VTI has been the more volatile fund at 13.2% annualized versus 12.2% for VDIG.
Should I hold both VDIG and VTI?
VDIG and VTI have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VDIG and VTI?
86.9% of VDIG's money is in holdings VTI also owns. 27.0% of VTI's is in holdings VDIG also owns. They hold 36 positions in common, counted across the 42 positions we hold weights for in VDIG and 3,469 in VTI.
Which pays a higher dividend, VDIG or VTI?
VDIG yields 0.12% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than VDIG?
VTI has a lower expense ratio. VTI led over 1Y. VTI is less concentrated, with 34.6% of the fund in its ten largest positions against 44.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.