VIG vs VUG

Quick Verdict

VUG has a lower expense ratio. VIG delivered stronger 1-year returns. VIG offers more diversification with 331 holdings.

Lower Fees: VUGHigher Returns: VIGMore Diversified: VIG

Side-by-Side Comparison

MetricVIGVUGWinner
Expense Ratio0.04%0.03%
AUM$110.2B$223.2B
Dividend Yield1.79%0.47%
Holdings335155
YTD Return+12.33%+10.30%
1Y Return+20.84%+17.28%
3Y Return (annualized)+16.69%+24.74%
5Y Return (annualized)+10.89%+13.10%
Volatility (annualized)13.3%16.5%
Max Drawdown-48.2%-51.4%
Fund FamilyVanguard (US)Vanguard (US)
CategoryEquityEquity
InceptionApr 21, 2006Jan 26, 2004

VIG vs VUG Performance

Vanguard Dividend Appreciation ETF (VIG) is a ETF from Vanguard (US) and Vanguard Growth ETF (VUG) is a ETF from Vanguard (US). Over the past year VIG returned +20.84% while VUG returned +17.28%. Year to date, VIG is up 12.33% versus a gain of 10.30% for VUG.

Over three years, VIG compounded at +16.69% per year against +24.74% for VUG; over five years the annualized figures are +10.89% and +13.10% respectively. Across the full 20-year window we track, VUG has the edge at +11.29% annualized vs +8.70%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VUG has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 13.3% for VIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -48.2% for VIG and -51.4% for VUG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VIG charges 0.04% per year while VUG charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, VIG currently yields 1.79% against 0.47% for VUG.

Holdings Overlap

26.3%overlap

VIG and VUG share 32 holdings out of 445 unique holdings combined, representing a 26.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VIGWeight in VUGDifference
AAPL4.22%11.64%7.42%
MSFT3.53%7.60%4.07%
AVGO4.55%4.27%0.28%
LLYProProPro
LRCXProProPro
VProProPro
COSTProProPro
MAProProPro
KLACProProPro
ORCLProProPro
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Frequently Asked Questions

Which is cheaper, VIG or VUG?

VIG has an expense ratio of 0.04% while VUG charges 0.03%. VUG is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, VIG or VUG?

Over the past year VIG returned +20.84% vs +17.28% for VUG, so VIG leads on 1-year performance. Over the longest common window we track (20 years), VIG annualized +8.70% vs +11.29% for VUG. Past performance does not guarantee future results.

Which is riskier, VIG or VUG?

VUG has been the more volatile fund at 16.5% annualized versus 13.3% for VIG. Worst drawdown: VIG -48.2% vs VUG -51.4%.

Should I hold both VIG and VUG?

VIG and VUG have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VIG and VUG?

VIG and VUG share 32 common holdings with a 26.3% weight overlap. Combined, they hold 445 unique securities.

Which pays a higher dividend, VIG or VUG?

VIG yields 1.79% while VUG yields 0.47%, so VIG currently pays the higher dividend yield.

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