VTI vs WAMA
Vanguard Morningstar Total Stock Market ETF vs WisdomTree US Adaptive Moving Average Fund ETF
Which is better, VTI or WAMA?
Large Cap Blend against Allocation/Balanced.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WAMA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.32% |
| AUM | $666.9B | $194M |
| Dividend Yield | 1.07% | 0.42% |
| Holdings | 3,543 | 2 |
| YTD Return | +13.59%Best | +10.39% |
| 1Y Return | +20.00% | - |
| 3Y Return (annualized) | +20.95% | - |
| 5Y Return (annualized) | +11.81% | - |
| Fund Family | Vanguard (US) | WisdomTree Investments |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Allocation/Balanced |
| Inception | May 24, 2001 | Mar 12, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VTI vs WAMA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs WAMA Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WisdomTree US Adaptive Moving Average Fund ETF (WAMA) is an ETF from WisdomTree Investments. Year to date, VTI is up 13.59% versus a gain of 10.39% for WAMA.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while WAMA charges 0.32%. On a $10,000 position that is $3 vs $32 annually, a gap of $29 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.42% for WAMA.
Holdings Overlap
At least 96.4% of WAMA's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of WAMA is already inside VTI. Owning both mostly buys the same companies twice.
457 positions in common, counted across the 2,787 positions we hold weights for in VTI and 505 in WAMA, against full books of 3,543 and 2.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WAMA | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 6.32% | 7.94% | 1.62% |
| AAPLApple, Inc | 5.84% | 6.84% | 1.00% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 3.81% | 5.48% | 1.67% |
| GOOGLAlphabet Inc.Class A | 2.88% | 6.33% | 3.45% |
| AMZNAmazon.Com Inc | 3.17% | 4.19% | 1.02% |
| AVGOBroadcom Inc | 2.46% | 2.73% | 0.27% |
| METAMeta Platform Inc | 1.70% | 2.15% | 0.45% |
| LLYEli Lilly & Co. | 1.40% | 1.77% | 0.37% |
| MUMicron Technology, Inc. | 1.79% | 1.36% | 0.43% |
| TSLATesla Motors Inc | 1.63% | 1.42% | 0.21% |
96.4% of WAMA is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WAMA?
VTI has an expense ratio of 0.03% while WAMA charges 0.32%. VTI is the cheaper option, by $29 a year on a $10,000 investment.
What is the holdings overlap between VTI and WAMA?
At least 96.4% of WAMA's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 457 positions in common, counted across the 2,787 positions we hold weights for in VTI and 505 in WAMA.
Which pays a higher dividend, VTI or WAMA?
VTI yields 1.07% while WAMA yields 0.42%, so VTI currently pays the higher dividend yield.
Is WAMA better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.