VTI vs XPND
Vanguard Morningstar Total Stock Market ETF vs First Trust Expanded Technology ETF
Which is better, VTI or XPND?
Large Cap Blend against Large Cap Growth.
VTI has a lower expense ratio. VTI led over 1Y, XPND over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 48.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XPND |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.65% |
| AUM | $666.9B | $39M |
| Dividend Yield | 1.03% | 0.08% |
| Holdings | 3,543 | 102 |
| YTD Return | +12.08%Best | +7.64% |
| 1Y Return | +16.31%Best | +7.61% |
| 3Y Return (annualized) | +20.83% | +22.56%Best |
| 5Y Return (annualized) | +11.89% | +12.73%Best |
| Volatility (annualized) | 15.8%Best | 21.6% |
| Max Drawdown | -25.4%Best | -38.0% |
| $10,000 over 5 years | $17,537 | $18,205Best |
| Top 10 Weight | 33.3%Best | 48.2% |
| Fund Family | Vanguard (US) | First Trust Portfolios (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 24, 2001 | Jun 14, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Jun 15, 2021 to Sep 14, 2026 (5.2 years).
VTI vs XPND growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.2 years both funds cover.
VTI vs XPND Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and First Trust Expanded Technology ETF (XPND) is an ETF from First Trust Portfolios (US). Over the past year VTI returned +16.31% while XPND returned +7.61%. Year to date, VTI is up 12.08% versus a gain of 7.64% for XPND.
Over three years, VTI compounded at +20.83% per year against +22.56% for XPND; over five years the annualized figures are +11.89% and +12.73% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XPND has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 15.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -38.0% for XPND. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XPND charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.08% for XPND.
Holdings Overlap
26.6% of VTI's money is in holdings XPND also owns. 99.5% of XPND's money is in holdings VTI also owns.
Most of XPND is already inside VTI. Owning both mostly buys the same companies twice.
49 positions in common, counted across the 3,463 positions we hold weights for in VTI and 50 in XPND, against full books of 3,543 and 102.
What only one of them owns
Our book lists 1 positions for XPND that do not appear in our book for VTI (0.3% of the fund), and 1,102 for VTI that do not appear in XPND (70.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XPND | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.40% | 4.86% | 1.54% |
| AAPLApple, Inc | 6.29% | 4.72% | 1.57% |
| GOOGLAlphabet Inc,class A | 2.90% | 4.15% | 1.25% |
| AVGOBroadcom Inc | 2.56% | 3.86% | 1.30% |
| VVisa Inc Class A | 0.83% | 5.41% | 4.58% |
| MAMastercard Inc | 0.63% | 5.55% | 4.92% |
| PLTRPalantir Technologies Inc | 0.37% | 5.54% | 5.17% |
| AMATApplied Materials, Inc. | 0.56% | 4.74% | 4.18% |
| LRCXLrcx Uw Equity | 0.51% | 4.41% | 3.90% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.57% | 4.27% | 3.70% |
99.5% of XPND is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XPND?
VTI has an expense ratio of 0.03% while XPND charges 0.65%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, VTI or XPND?
Over the past year VTI returned +16.31% vs +7.61% for XPND, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XPND?
XPND has been the more volatile fund at 21.6% annualized versus 15.8% for VTI. Worst drawdown: VTI -25.4% vs XPND -38.0%.
Should I hold both VTI and XPND?
VTI and XPND have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTI and XPND?
99.5% of XPND's money is in holdings VTI also owns. 99.5% of XPND's is in holdings VTI also owns. They hold 49 positions in common, counted across the 3,463 positions we hold weights for in VTI and 50 in XPND.
Which pays a higher dividend, VTI or XPND?
VTI yields 1.03% while XPND yields 0.08%, so VTI currently pays the higher dividend yield.
Is XPND better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, XPND over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 48.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.