VTI vs YLDE
Vanguard Morningstar Total Stock Market ETF vs Franklin ClearBridge Enhanced Income ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | YLDE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.48% | |
| AUM | $666.9B | $173M | |
| Dividend Yield | 1.07% | 6.39% | |
| Holdings | 3,543 | 58 | |
| YTD Return | +13.14% | +10.81% | |
| 1Y Return | +22.35% | +16.13% | |
| 3Y Return (annualized) | +21.83% | +17.10% | |
| 5Y Return (annualized) | +12.01% | +10.94% | |
| Volatility (annualized) | 15.3% | 14.8% | |
| Max Drawdown | -56.6% | -33.3% | |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | May 22, 2017 |
VTI vs YLDE Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Franklin ClearBridge Enhanced Income ETF (YLDE) is a ETF from Franklin Templeton Investments (US). Over the past year VTI returned +22.35% while YLDE returned +16.13%. Year to date, VTI is up 13.14% versus a gain of 10.81% for YLDE.
Over three years, VTI compounded at +21.83% per year against +17.10% for YLDE; over five years the annualized figures are +12.01% and +10.94% respectively. Across the full 9-year window we track, YLDE has the edge at +11.63% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.8% for YLDE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -33.3% for YLDE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while YLDE charges 0.48%. On a $10,000 position that is $3 vs $48 annually, a gap of $45 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 6.39% for YLDE.
Holdings Overlap
VTI and YLDE share 40 holdings out of 2798 unique holdings combined, representing a 22.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or YLDE?
VTI has an expense ratio of 0.03% while YLDE charges 0.48%. VTI is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, VTI or YLDE?
Over the past year VTI returned +22.35% vs +16.13% for YLDE, so VTI leads on 1-year performance. Over the longest common window we track (9 years), VTI annualized +8.09% vs +11.63% for YLDE. Past performance does not guarantee future results.
Which is riskier, VTI or YLDE?
VTI has been the more volatile fund at 15.3% annualized versus 14.8% for YLDE. Worst drawdown: VTI -56.6% vs YLDE -33.3%.
Should I hold both VTI and YLDE?
VTI and YLDE have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VTI and YLDE?
VTI and YLDE share 40 common holdings with a 22.2% weight overlap. Combined, they hold 2798 unique securities.
Which pays a higher dividend, VTI or YLDE?
VTI yields 1.07% while YLDE yields 6.39%, so YLDE currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.