VTI vs YLDW

VTI vs YLDW
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIYLDWWinner
Expense Ratio0.03%0.79%
AUM$666.9B$38M
Dividend Yield1.07%5.19%
Holdings3,543146
YTD Return+13.14%+7.29%
1Y Return+22.35%-
3Y Return (annualized)+21.83%-
5Y Return (annualized)+12.01%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-5.7%
Fund FamilyVanguard (US)Westwood Funds
CategoryEquityAllocation/Balanced
InceptionMay 24, 2001Dec 11, 2025

VTI vs YLDW Performance

Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Westwood Enhanced Income Opportunity ETF (YLDW) is a ETF from Westwood Funds. Year to date, VTI is up 13.14% versus a gain of 7.29% for YLDW.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -5.7% for YLDW. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while YLDW charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 5.19% for YLDW.

Holdings Overlap

19.8%overlap

VTI and YLDW share 32 holdings out of 2797 unique holdings combined, representing a 19.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VTIWeight in YLDWDifference
NVDA6.32%2.61%3.71%
AAPL5.84%2.01%3.83%
MSFT3.81%2.30%1.51%
GOOGLProProPro
AVGOProProPro
AMZNProProPro
JPMProProPro
GILDProProPro
CSCOProProPro
ORCLProProPro
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Frequently Asked Questions

Which is cheaper, VTI or YLDW?

VTI has an expense ratio of 0.03% while YLDW charges 0.79%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

What is the holdings overlap between VTI and YLDW?

VTI and YLDW share 32 common holdings with a 19.8% weight overlap. Combined, they hold 2797 unique securities.

Which pays a higher dividend, VTI or YLDW?

VTI yields 1.07% while YLDW yields 5.19%, so YLDW currently pays the higher dividend yield.

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