VTI vs YLDW
Vanguard Morningstar Total Stock Market ETF vs Westwood Enhanced Income Opportunity ETF
Which is better, VTI or YLDW?
Large Cap Blend against Allocation/Balanced.
VTI has a lower expense ratio. YLDW is less concentrated, with 28.3% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | YLDW |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $666.9B | $40M |
| Dividend Yield | 1.03% | 5.82% |
| Holdings | 3,543 | 146 |
| YTD Return | +12.30%Best | +7.26% |
| 1Y Return | +16.08% | - |
| 3Y Return (annualized) | +21.01% | - |
| 5Y Return (annualized) | +12.36% | - |
| Top 10 Weight | 33.3% | 28.3%Best |
| Fund Family | Vanguard (US) | Westwood Funds |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Blend | Allocation/Balanced |
| Inception | May 24, 2001 | Dec 11, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs YLDW growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs YLDW Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Westwood Enhanced Income Opportunity ETF (YLDW) is an ETF from Westwood Funds. Year to date, VTI is up 12.30% versus a gain of 7.26% for YLDW.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while YLDW charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 5.82% for YLDW.
Holdings Overlap
33.4% of VTI's money is in holdings YLDW also owns. 65.4% of YLDW's money is in holdings VTI also owns.
The two portfolios partly overlap.
32 positions in common, counted across the 3,463 positions we hold weights for in VTI and 85 in YLDW, against full books of 3,543 and 146.
What only one of them owns
Our book lists 49 positions for YLDW that do not appear in our book for VTI (22.6% of the fund), and 1,118 for VTI that do not appear in YLDW (64.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in YLDW | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.40% | 2.80% | 3.60% |
| AAPLApple, Inc | 6.29% | 2.68% | 3.61% |
| MSFTMicrosoft Corp | 4.79% | 2.98% | 1.81% |
| AMZNAmazon.Com Inc | 3.65% | 2.40% | 1.25% |
| GOOGLAlphabet Inc,class A | 2.90% | 2.76% | 0.14% |
| AVGOBroadcom Inc | 2.56% | 2.11% | 0.45% |
| JPMJpmorgan Chase | 1.31% | 2.65% | 1.34% |
| GILDGilead Sciences | 0.22% | 3.61% | 3.39% |
| MRKMerck & Company Inc | 0.45% | 3.23% | 2.78% |
| CSCOCisco Systems Inc. - Ordinary Shares | 0.57% | 2.43% | 1.86% |
65.4% of YLDW is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or YLDW?
VTI has an expense ratio of 0.03% while YLDW charges 0.79%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
What is the holdings overlap between VTI and YLDW?
65.4% of YLDW's money is in holdings VTI also owns. 65.4% of YLDW's is in holdings VTI also owns. They hold 32 positions in common, counted across the 3,463 positions we hold weights for in VTI and 85 in YLDW.
Which pays a higher dividend, VTI or YLDW?
VTI yields 1.03% while YLDW yields 5.82%, so YLDW currently pays the higher dividend yield.
Is YLDW better than VTI?
VTI has a lower expense ratio. YLDW is less concentrated, with 28.3% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.