VYM vs XTR
Vanguard High Dividend Yield ETF vs Global X S&P 500 Tail Risk ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.
Side-by-Side Comparison
| Metric | VYM | XTR | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.25% | |
| AUM | $81.6B | $5M | |
| Dividend Yield | 2.24% | 16.58% | |
| Holdings | 616 | 506 | |
| YTD Return | +15.42% | +9.59% | |
| 1Y Return | +22.36% | +15.49% | |
| 3Y Return (annualized) | +19.06% | +17.83% | |
| 5Y Return (annualized) | +12.20% | +9.57% | |
| Volatility (annualized) | 14.6% | 13.8% | |
| Max Drawdown | -58.8% | -20.8% | |
| Fund Family | Vanguard (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Aug 25, 2021 |
VYM vs XTR Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and Global X S&P 500 Tail Risk ETF (XTR) is a ETF from Global X by mirae Asset. Over the past year VYM returned +22.36% while XTR returned +15.49%. Year to date, VYM is up 15.42% versus a gain of 9.59% for XTR.
Over three years, VYM compounded at +19.06% per year against +17.83% for XTR; over five years the annualized figures are +12.20% and +9.57% respectively. Across the full 5-year window we track, XTR has the edge at +9.57% annualized vs +7.04%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 13.8% for XTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -20.8% for XTR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while XTR charges 0.25%. On a $10,000 position that is $4 vs $25 annually, a gap of $21 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 16.58% for XTR.
Holdings Overlap
VYM and XTR share 231 holdings out of 838 unique holdings combined, representing a 42.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XTR?
VYM has an expense ratio of 0.04% while XTR charges 0.25%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, VYM or XTR?
Over the past year VYM returned +22.36% vs +15.49% for XTR, so VYM leads on 1-year performance. Over the longest common window we track (5 years), VYM annualized +7.04% vs +9.57% for XTR. Past performance does not guarantee future results.
Which is riskier, VYM or XTR?
VYM has been the more volatile fund at 14.6% annualized versus 13.8% for XTR. Worst drawdown: VYM -58.8% vs XTR -20.8%.
Should I hold both VYM and XTR?
VYM and XTR have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XTR?
VYM and XTR share 231 common holdings with a 42.0% weight overlap. Combined, they hold 838 unique securities.
Which pays a higher dividend, VYM or XTR?
VYM yields 2.24% while XTR yields 16.58%, so XTR currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.