VTI vs XTR
Vanguard Morningstar Total Stock Market ETF vs Global X S&P 500 Tail Risk ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XTR | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $666.9B | $5M | |
| Dividend Yield | 1.07% | 16.58% | |
| Holdings | 3,543 | 506 | |
| YTD Return | +12.79% | +9.59% | |
| 1Y Return | +20.47% | +15.49% | |
| 3Y Return (annualized) | +21.53% | +17.83% | |
| 5Y Return (annualized) | +11.84% | +9.57% | |
| Volatility (annualized) | 15.3% | 13.8% | |
| Max Drawdown | -56.6% | -20.8% | |
| Fund Family | Vanguard (US) | Global X by mirae Asset | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Aug 25, 2021 |
VTI vs XTR Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Global X S&P 500 Tail Risk ETF (XTR) is a ETF from Global X by mirae Asset. Over the past year VTI returned +20.47% while XTR returned +15.49%. Year to date, VTI is up 12.79% versus a gain of 9.59% for XTR.
Over three years, VTI compounded at +21.53% per year against +17.83% for XTR; over five years the annualized figures are +11.84% and +9.57% respectively. Across the full 5-year window we track, XTR has the edge at +9.57% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.8% for XTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -20.8% for XTR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XTR charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 16.58% for XTR.
Holdings Overlap
VTI and XTR share 430 holdings out of 2823 unique holdings combined, representing a 46.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XTR?
VTI has an expense ratio of 0.03% while XTR charges 0.25%. VTI is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, VTI or XTR?
Over the past year VTI returned +20.47% vs +15.49% for XTR, so VTI leads on 1-year performance. Over the longest common window we track (5 years), VTI annualized +8.07% vs +9.57% for XTR. Past performance does not guarantee future results.
Which is riskier, VTI or XTR?
VTI has been the more volatile fund at 15.3% annualized versus 13.8% for XTR. Worst drawdown: VTI -56.6% vs XTR -20.8%.
Should I hold both VTI and XTR?
VTI and XTR have a monthly-return correlation of 0.98, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between VTI and XTR?
VTI and XTR share 430 common holdings with a 46.7% weight overlap. Combined, they hold 2823 unique securities.
Which pays a higher dividend, VTI or XTR?
VTI yields 1.07% while XTR yields 16.58%, so XTR currently pays the higher dividend yield.
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