VTI vs XTR
Vanguard Morningstar Total Stock Market ETF vs Global X S&P 500 Tail Risk ETF
Which is better, VTI or XTR?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.98. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XTR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.25% |
| AUM | $666.9B | $5M |
| Dividend Yield | 1.03% | 16.19% |
| Holdings | 3,543 | 506 |
| YTD Return | +11.53%Best | +8.54% |
| 1Y Return | +15.74%Best | +11.51% |
| 3Y Return (annualized) | +20.67%Best | +17.07% |
| 5Y Return (annualized) | +11.59%Best | +9.31% |
| Volatility (annualized) | 16.0% | 13.7%Best |
| Max Drawdown | -25.4% | -20.8%Best |
| $10,000 over 5 years | $17,303Best | $15,606 |
| Top 10 Weight | 33.3%Best | 37.9% |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Aug 25, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 15, 2026 (5.1 years).
VTI vs XTR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.
VTI vs XTR Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Global X S&P 500 Tail Risk ETF (XTR) is an ETF from Global X by mirae Asset. Over the past year VTI returned +15.74% while XTR returned +11.51%. Year to date, VTI is up 11.53% versus a gain of 8.54% for XTR.
Over three years, VTI compounded at +20.67% per year against +17.07% for XTR; over five years the annualized figures are +11.59% and +9.31% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 13.7% for XTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -20.8% for XTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XTR charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 16.19% for XTR.
Holdings Overlap
88.1% of VTI's money is in holdings XTR also owns. 99.2% of XTR's money is in holdings VTI also owns.
Most of XTR is already inside VTI. Owning both mostly buys the same companies twice.
490 positions in common, counted across the 3,463 positions we hold weights for in VTI and 494 in XTR, against full books of 3,543 and 506.
What only one of them owns
Our book lists 4 positions for XTR that do not appear in our book for VTI (0.3% of the fund), and 666 for VTI that do not appear in XTR (9.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XTR | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.40% | 8.01% | 1.61% |
| AAPLApple, Inc | 6.29% | 7.26% | 0.97% |
| MSFTMicrosoft Corp | 4.79% | 5.67% | 0.88% |
| AMZNAmazon.Com Inc | 3.65% | 3.80% | 0.15% |
| GOOGLAlphabet Inc,class A | 2.90% | 2.99% | 0.09% |
| AVGOBroadcom Inc | 2.56% | 2.67% | 0.11% |
| GOOGAlphabet Inc | 2.31% | 2.39% | 0.08% |
| METAMeta Platforms Inc | 1.70% | 1.94% | 0.24% |
| MUMicron Technology, Inc. | 1.29% | 1.60% | 0.31% |
| JPMJpmorgan Chase | 1.31% | 1.45% | 0.14% |
99.2% of XTR is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XTR?
VTI has an expense ratio of 0.03% while XTR charges 0.25%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, VTI or XTR?
Over the past year VTI returned +15.74% vs +11.51% for XTR, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XTR?
VTI has been the more volatile fund at 16.0% annualized versus 13.7% for XTR. Worst drawdown: VTI -25.4% vs XTR -20.8%.
Should I hold both VTI and XTR?
VTI and XTR have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTI and XTR?
99.2% of XTR's money is in holdings VTI also owns. 99.2% of XTR's is in holdings VTI also owns. They hold 490 positions in common, counted across the 3,463 positions we hold weights for in VTI and 494 in XTR.
Which pays a higher dividend, VTI or XTR?
VTI yields 1.03% while XTR yields 16.19%, so XTR currently pays the higher dividend yield.
Is XTR better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.98. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.