IVV vs XTR

IVV vs XTR

Which is better, IVV or XTR?

Nearly the same fund. IVV costs less.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.98. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 37.9%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVXTR
Expense Ratio0.03%Best0.25%
AUM$876.4B$5M
Dividend Yield1.06%16.19%
Holdings508506
YTD Return+12.01%Best+9.11%
1Y Return+16.48%Best+12.11%
3Y Return (annualized)+21.21%Best+17.24%
5Y Return (annualized)+12.95%Best+9.60%
Volatility (annualized)15.8%13.7%Best
Max Drawdown-24.5%-20.8%Best
$10,000 over 5 years$18,384Best$15,814
Top 10 Weight37.8%Best37.9%
Fund FamilyiShares by BlackRock (US)Global X by mirae Asset
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Aug 25, 2021

Volatility and max drawdown are measured over the window both funds cover: Aug 26, 2021 to Sep 14, 2026 (5.1 years).

IVV vs XTR growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.1 years both funds cover.

IVV vs XTR Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Global X S&P 500 Tail Risk ETF (XTR) is an ETF from Global X by mirae Asset. Over the past year IVV returned +16.48% while XTR returned +12.11%. Year to date, IVV is up 12.01% versus a gain of 9.11% for XTR.

Over three years, IVV compounded at +21.21% per year against +17.24% for XTR; over five years the annualized figures are +12.95% and +9.60% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 13.7% for XTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for IVV and -20.8% for XTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while XTR charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 16.19% for XTR.

Holdings Overlap

IVV already in XTR98.1%
XTR already in IVV98.1%

98.1% of IVV's money is in holdings XTR also owns. 98.1% of XTR's money is in holdings IVV also owns.

Most of IVV is already inside XTR. Owning both mostly buys the same companies twice.

473 positions in common, counted across the 490 positions we hold weights for in IVV and 494 in XTR, against full books of 508 and 506.

What only one of them owns

Our book lists 19 positions for XTR that do not appear in our book for IVV (1.2% of the fund), and 11 for IVV that do not appear in XTR (0.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in XTRDifference
NVDANvidia Corp8.07%8.01%0.06%
AAPLApple, Inc7.02%7.26%0.24%
MSFTMicrosoft Corp5.69%5.67%0.02%
AMZNAmazon.Com Inc3.84%3.80%0.04%
GOOGLAlphabet Inc,class A3.00%2.99%0.01%
AVGOBroadcom Inc2.65%2.67%0.02%
GOOGAlphabet Inc2.39%2.39%0.00%
METAMeta Platforms Inc1.90%1.94%0.04%
MUMicron Technology, Inc.1.63%1.60%0.03%
TSLATesla Inc1.56%1.52%0.04%

98.1% of IVV is already inside XTR.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVXTR

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or XTR?

IVV has an expense ratio of 0.03% while XTR charges 0.25%. IVV is the cheaper option, by $22 a year on a $10,000 investment.

Which performed better, IVV or XTR?

Over the past year IVV returned +16.48% vs +12.11% for XTR, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or XTR?

IVV has been the more volatile fund at 15.8% annualized versus 13.7% for XTR. Worst drawdown: IVV -24.5% vs XTR -20.8%.

Should I hold both IVV and XTR?

IVV and XTR have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IVV and XTR?

98.1% of IVV's money is in holdings XTR also owns. 98.1% of XTR's is in holdings IVV also owns. They hold 473 positions in common, counted across the 490 positions we hold weights for in IVV and 494 in XTR.

Which pays a higher dividend, IVV or XTR?

IVV yields 1.06% while XTR yields 16.19%, so XTR currently pays the higher dividend yield.

Is XTR better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.98. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 37.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.