LOB
Live Oak Bancshares Inc.
$36.48
-$0.64(-1.72%)
65
Overall
80
Value
50
Tech
--
Quality
Market Cap
$1.70B
Volume
174.00K
52W Range
$22.68 - $50.30
Target Price
$39.33
Order:
Income Statement
| Metric | Trend | Chart | 2015 Dec | 2016 Dec | 2017 Dec | 2018 Dec | 2019 Dec | 2020 Dec | 2021 Dec | 2022 Dec | 2023 Dec | 2024 Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||
| Total Revenue | $109.9M | $133.0M | $241.4M | $198.8M | $203.6M | $280.7M | $457.0M | $565.5M | $457.0M | $499.7M | ||
| Total Revenue | $109.9M | $133.0M | $241.4M | $198.8M | $203.6M | $280.7M | $457.0M | $565.5M | $457.0M | $499.7M | ||
| OPERATING EXPENSES | ||||||||||||
| Selling, General & Administrative | $57.8M | $83.4M | $101.2M | $102.2M | $106.9M | $127.0M | $142.8M | $199.6M | $213.2M | $215.0M | ||
| Selling & Marketing Expenses | $11.7M | $12.7M | $14.5M | $15.2M | $12.9M | $7.0M | $10.8M | $19.0M | $21.5M | $20.9M | ||
| General & Administrative Expenses | $5.8M | $7.7M | $12.0M | $9.7M | $3.4M | $7.5M | $7.1M | $9.8M | $16.7M | $10.8M | ||
| Salaries & Wages | $40.3M | $63.0M | $74.7M | $77.4M | $90.6M | $112.5M | $124.9M | $170.8M | $175.1M | $183.3M | ||
| Depreciation & Amortization | $-2.9M | $-4.2M | $-9.6M | $-16.0M | $19.3M | $21.6M | $21.2M | $20.6M | $21.1M | $23.4M | ||
| Depreciation & Amortization | $-2.9M | $-4.2M | $-9.6M | $-16.0M | $19.3M | $21.6M | $21.2M | -- | -- | $23.4M | ||
| Amortization | -- | -- | -- | $-4.0K | $4.0K | $5.0K | $3.0K | $4.0K | -- | $22.0K | ||
| SPECIAL ITEMS | ||||||||||||
| Restruct | -- | -- | $-1.9M | $260.0K | -- | $163.0K | $99.0K | -- | -- | $-125.0K | ||
| Special Income Charges | $-5.7M | $-8.1M | $-19.5M | $-21.6M | $-7.5M | $-11.4M | $-14.8M | $-40.8M | $-49.0M | $-46.6M | ||
| Impairment of Capital Assets | -- | -- | $3.6M | $2.7M | -- | -- | -- | -- | -- | -- | ||
| PRE-TAX INCOME | ||||||||||||
| Pre-Tax Income | $34.4M | $18.6M | $98.3M | $46.0M | $23.5M | $47.4M | $210.8M | $210.3M | $82.8M | $89.2M | ||
| INCOME TAX | ||||||||||||
| Tax Provision | $13.8M | $4.9M | $961.0K | $-2.2M | $5.4M | $-12.2M | $43.8M | $34.1M | $8.9M | $11.8M | ||
| NET INCOME | ||||||||||||
| Net Income | $20.6M | $13.8M | $100.5M | $51.4M | $18.0M | $59.5M | $167.0M | $176.2M | $73.9M | $77.5M | ||
| Net Income (Continuing Operations) | $20.6M | $13.8M | $100.5M | $51.4M | $18.0M | $59.5M | $167.0M | $176.2M | $73.9M | $77.4M | ||
| Net Income (Discontinued Operations) | $20.6M | $13.8M | $100.5M | $51.4M | $18.0M | $59.5M | $167.0M | $176.2M | $73.9M | $77.5M | ||
| Net Income (Common Stockholders) | $20.6M | $13.8M | $100.5M | $51.4M | $36.6M | $59.5M | $167.0M | $176.2M | $73.9M | $77.5M | ||
| Normalized Income | -- | -- | -- | -- | -- | -- | -- | -- | -- | $89.2M | ||
| SHARE & EPS DATA | ||||||||||||
| Average Shares Outstanding | $31.1M | $34.2M | $36.6M | $40.1M | $40.2M | $40.7M | $43.2M | $43.9M | $44.4M | $45.0M | ||
| Average Shares Outstanding (Diluted) | $32.0M | $35.1M | $37.9M | $41.4M | $41.1M | $41.8M | $45.1M | $44.9M | $45.1M | $45.8M | ||
| Shares Outstanding | $34.2M | $34.6M | $40.0M | $40.2M | $40.3M | $42.7M | $43.7M | $44.1M | $44.8M | $45.6M | ||
| Basic EPS | $0.66 | $0.40 | $2.75 | $1.28 | $0.45 | $1.46 | $3.87 | $4.02 | $1.67 | $1.72 | ||
| Basic EPS (Continuing Operations) | $0.66 | $0.40 | $2.75 | $1.28 | $0.45 | $1.46 | $3.87 | $4.02 | $1.67 | $1.72 | ||
| Diluted EPS | $0.65 | $0.39 | $2.65 | $1.24 | $0.44 | $1.43 | $3.71 | $3.92 | $1.64 | $1.69 | ||
| Diluted EPS (Continuing Operations) | $0.65 | $0.39 | $2.65 | $1.24 | $0.44 | $1.43 | $3.71 | $3.92 | $1.64 | $1.69 | ||
| Dividend Per Share | $0.04 | -- | -- | -- | $0.12 | -- | $0.12 | $0.12 | $0.12 | $0.12 | ||
| OTHER METRICS | ||||||||||||
| Credit Losses Provision | $3.8M | $12.5M | $9.5M | $13.1M | $15.2M | $40.7M | $15.2M | $40.9M | $51.3M | $96.2M | ||
| Earning Loss Of Equity Investments | $3.8M | $-3.2M | $-690.0K | $-386.0K | $-8.5M | $-14.7M | $-4.9M | $128.0M | $-20.6M | $-11.5M | ||
| Equipment | $2.1M | $2.2M | $7.5M | $13.7M | $16.3M | $17.6M | $14.9M | $15.1M | $15.0M | $13.8M | ||
| Fees And Commissions | $16.1M | $21.4M | $7.6M | $3.0M | $4.2M | $16.8M | $44.8M | $1.0B | $877.1M | $1.0B | ||
| Insurance And Claims | $5.8M | $7.7M | $12.0M | $9.7M | $3.4M | $7.5M | $7.1M | $9.8M | $16.7M | $10.8M | ||
| Interest Expense For Capitalized Lease Obligations | -- | -- | -- | -- | -- | -- | -- | -- | -- | $3.0K | ||
| Interest Expense For Deposit | $7.4M | $13.7M | $24.2M | $54.5M | $87.9M | $89.7M | $59.7M | $115.0M | $340.2M | $430.9M | ||
| Interest Expense For Long Term Debt And Capital Securities | -- | -- | -- | -- | -- | -- | -- | -- | -- | $3.0K | ||
| Interest Expense For Short Term Debt | $1.5M | $964.0K | $1.2M | $131.0K | $1.0K | $4.0M | $4.7M | $1.9M | $2.8M | $5.6M | ||
| Interest Income | $34.5M | $57.3M | $103.5M | $162.6M | $228.0M | $288.4M | $361.2M | $444.5M | $688.3M | $812.4M | ||
| Interest Income After Provision For Loan Loss | $21.8M | $30.1M | $59.0M | $89.4M | $124.9M | $154.1M | $281.6M | $286.6M | $294.0M | $279.7M | ||
| Interest Income From Investment Securities | $811.0K | $1.1M | $1.4M | $8.7M | $15.3M | $15.0M | $12.5M | $19.7M | $33.5M | $38.4M | ||
| Interest Income From Leases | -- | -- | $2.2M | $8.0M | $9.7M | $9.5M | $9.5M | -- | -- | $9.4M | ||
| Interest Income From Loans | $33.3M | $55.1M | $99.6M | $147.3M | $207.8M | $270.8M | $347.7M | $418.5M | $623.7M | $744.8M | ||
| Interest Income From Loans And Lease | $33.3M | $55.1M | $99.6M | $155.3M | $217.5M | $270.8M | $347.7M | $418.5M | $623.7M | $744.8M | ||
| Interest Income From Securities | $811.0K | $1.1M | $1.4M | $8.7M | $15.3M | $15.0M | $12.5M | $19.7M | $33.5M | $38.4M | ||
| Marketing Expense | $11.7M | $12.7M | $14.5M | $15.2M | $12.9M | $7.0M | $10.8M | $19.0M | $21.5M | $20.9M | ||
| Minority Interests | $24.0K | $9.0K | -- | -- | -- | -- | -- | -- | -- | $57.0K | ||
| Net Interest Income | $25.6M | $42.6M | $68.5M | $102.5M | $140.1M | $194.7M | $296.8M | $327.5M | $345.3M | $375.9M | ||
| Net Occupancy Expense | $3.5M | $4.6M | $6.2M | $7.1M | $8.1M | $8.8M | $8.4M | $11.1M | $8.5M | $10.0M | ||
| Non Interest Expense | $71.7M | $101.8M | $-143.2M | $-152.7M | $164.9M | $192.7M | $231.0M | $314.2M | $322.9M | $314.2M | ||
| Non Interest Income | $84.3M | $90.3M | $172.9M | $96.3M | $63.5M | $86.0M | $160.2M | $238.0M | $111.7M | $123.8M | ||
| Occupancy And Equipment | $5.6M | $6.8M | $13.7M | $20.8M | $24.4M | $26.4M | $23.3M | $26.2M | $23.5M | $23.8M | ||
| Other Customer Services | $16.1M | $21.4M | $7.6M | $2.8M | -- | -- | -- | -- | -- | -- | ||
| Other Gand A | $5.8M | $7.7M | $12.0M | $9.7M | $3.4M | $7.5M | $7.1M | $9.8M | $16.7M | $10.8M | ||
| Other Interest Expense | $-25.6M | $-42.6M | $-25.4M | $-54.6M | $-140.1M | $-194.7M | $-296.8M | -- | -- | $-375.9M | ||
| Other Interest Income | $300.0K | $1.0M | $2.4M | $6.6M | $4.8M | $2.6M | $942.0K | $6.3M | $31.1M | $29.1M | ||
| Other Non Interest Expense | $5.7M | $8.1M | $15.8M | $18.9M | $7.5M | $11.4M | $14.8M | $40.8M | $49.0M | $46.6M | ||
| Other Non Interest Income | $-2.9M | $-3.2M | $86.8M | $18.0M | $28.6M | $34.4M | $49.9M | $18.2M | $16.5M | $36.5M | ||
| Professional Expense And Contract Services Expense | $2.6M | $3.5M | $4.9M | $4.9M | $6.9M | $6.4M | $15.1M | $11.7M | $7.7M | $11.0M | ||
| Rent And Landing Fees | $-385.0K | $-632.0K | $-848.0K | $-1.2M | -- | -- | -- | -- | -- | -- | ||
| Securities Activities | $13.0K | $1.0K | $1.1B | $213.0K | $4.2M | $16.8M | $44.8M | $3.4M | -- | $1.0B | ||
| Intexp | $8.9M | $14.6M | $-25.4M | $-54.6M | $87.9M | $93.7M | $64.4M | $117.0M | $343.0M | $436.5M | ||
| Othspecchg | $-344.0K | $-492.0K | $-297.0K | $-683.0K | $-28.2M | $-52.3M | $635.0K | -- | -- | $891.0K | ||
Financial data is updated quarterly and may not reflect the most recent earnings.
| A | B | C | D | |
|---|---|---|---|---|
| 1 | Symbol | Price | Change | Vol |
| 2 | LOB | $36.48 | -1.7% | 174.00K |
| 3 | ||||
| 4 | ||||
| 5 | ||||
| 6 |
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