LOB Stock Forecast, Price Targets, Chart, Dividends & Analysis
Live Oak Bancshares Inc.
LOB 
NYE
Sector: Financial Services
Industry: Savings & Cooperative Banks
39.17
USD
0.52
(1.35%)
Previous close: 38.65 Open: 38.27 Bid: Ask:
52 week range
31.03 50.57
Mkt Cap: 1,943 M Avg Vol (90 Days): 235,960
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 4.80 |
Price per Book TTM ($) | 2.00 |
PE Ratio (TTM) | 24.25 |
Book Value per Share ($) | 22.30 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -12.06% | |
1 Month Return | -17.35% | |
3 Month Return | -19.39% | |
1 Year Return | -10.51% | |
3 Year Return | -51.25% | |
5 Year Return | 109.10% | |
YTD Return | -13.91% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 30.38 |
14 Day SMA ($) | 43.86 |
14 Day EMA ($) | 43.15 |
Money Flow Index | 79.24 |
Average True Range | 1.82 |
50 Day SMA ($) | 45.47 |
200 Day SMA ($) | 40.73 |
ADX | 17.50 |
MACD | 1.37 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
LOB Income Statement
Annual
| Invalid date | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic EPS from continuing operations | 0.66 | 0.4 | 2.75 | 1.28 | 0.45 | 1.46 | 3.87 | 4.02 | 1.67 | |
| Basic EPS total | 0.66 | 0.4 | 2.75 | 1.28 | 0.45 | 1.46 | 3.87 | 4.02 | 1.67 | |
| Basic weighted shares outstanding | 31 M | 34 M | 37 M | 40 M | 40 M | 41 M | 43 M | 44 M | 44 M | |
| CreditLossesProvision | 4 M | 13 M | 10 M | 13 M | 15 M | 41 M | 15 M | 41 M | 51 M | |
| Depreciation | -3 M | -4 M | -10 M | -16 M | 19 M | 22 M | 21 M | 21 M | 21 M | |
| DepreciationAndAmortization | -3 M | -4 M | -10 M | -16 M | 19 M | 22 M | 21 M | 21 M | 21 M | |
| Diluted EPS total | 0.65 | 0.39 | 2.65 | 1.24 | 0.44 | 1.43 | 3.71 | 3.92 | 1.64 | |
| Diluted normalized net income/share | 0.65 | 0.39 | 2.65 | 1.24 | 0.44 | 1.43 | 3.71 | 3.92 | 1.64 | |
| Diluted weighted shares outstanding | 32 M | 35 M | 38 M | 41 M | 41 M | 42 M | 45 M | 45 M | 45 M | |
| Dividends paid per share | 0.04 | 0.12 | 0.12 | 0.12 | 0.12 | |||||
| EarningLossOfEquityInvestments | 4 M | -3 M | -690000.0 | -386000.0 | -8 M | -15 M | -5 M | 128 M | -21 M | |
| Equipment | 2 M | 2 M | 7 M | 14 M | 16 M | 18 M | 15 M | 15 M | 15 M | |
| FeesAndCommissions | 16 M | 21 M | 8 M | 3 M | 4 M | 17 M | 45 M | 1,042 M | 877 M | |
| GeneralAndAdministrativeExpense | 6 M | 8 M | 12 M | 10 M | 3 M | 7 M | 7 M | 10 M | 17 M | |
| ImpairmentOfCapitalAssets | 4 M | 3 M | ||||||||
| Income before tax | 34 M | 19 M | 98 M | 46 M | 23 M | 47 M | 211 M | 210 M | 83 M | |
| Income restructuring and M&A | -2 M | 260000.0 | 163000.0 | 99000.0 | -86000.0 | 125000.0 | ||||
| Income taxes | 14 M | 5 M | 961000.0 | -2 M | 5 M | -12 M | 44 M | 34 M | 9 M | |
| InsuranceAndClaims | 6 M | 8 M | 12 M | 10 M | 3 M | 7 M | 7 M | 10 M | 17 M | |
| Interest expense | 9 M | 15 M | -25 M | -55 M | 88 M | 94 M | 64 M | 117 M | 343 M | |
| InterestExpenseForDeposit | 7 M | 14 M | 24 M | 54 M | 88 M | 90 M | 60 M | 115 M | 340 M | |
| InterestExpenseForShortTermDebt | 1 M | 964000.0 | 1 M | 131000.0 | 1000.0 | 4 M | 5 M | 2 M | 3 M | |
| InterestIncome | 34 M | 57 M | 103 M | 163 M | 228 M | 288 M | 361 M | 444 M | 688 M | |
| InterestIncomeAfterProvisionForLoanLoss | 22 M | 30 M | 59 M | 89 M | 125 M | 154 M | 282 M | 287 M | 294 M | |
| InterestIncomeFromInvestmentSecurities | 811000.0 | 1 M | 1 M | 9 M | 15 M | 15 M | 13 M | 20 M | 33 M | |
| InterestIncomeFromLeases | 2 M | 8 M | 10 M | 10 M | 10 M | 10 M | 10 M | |||
| InterestIncomeFromLoans | 33 M | 55 M | 100 M | 147 M | 208 M | 271 M | 348 M | 419 M | 624 M | |
| InterestIncomeFromLoansAndLease | 33 M | 55 M | 100 M | 155 M | 217 M | 271 M | 348 M | 419 M | 624 M | |
| InterestIncomeFromSecurities | 811000.0 | 1 M | 1 M | 9 M | 15 M | 15 M | 13 M | 20 M | 33 M | |
| MarketingExpense | 12 M | 13 M | 14 M | 15 M | 13 M | 7 M | 11 M | 19 M | 21 M | |
| MinorityInterests | 24000.0 | 9000.0 | ||||||||
| Net income from total operations | 21 M | 14 M | 100 M | 51 M | 18 M | 60 M | 167 M | 176 M | 74 M | |
| NetIncomeCommonStockholders | 21 M | 14 M | 100 M | 51 M | 37 M | 60 M | 167 M | 176 M | 74 M | |
| NetIncomeContinuousOperations | 21 M | 14 M | 100 M | 51 M | 18 M | 60 M | 167 M | 176 M | 74 M | |
| NetInterestIncome | 26 M | 43 M | 68 M | 102 M | 140 M | 195 M | 297 M | 328 M | 345 M | |
| NetOccupancyExpense | 3 M | 5 M | 6 M | 7 M | 8 M | 9 M | 8 M | 11 M | 8 M | |
| NonInterestExpense | 72 M | 102 M | -143 M | -153 M | 165 M | 193 M | 231 M | 314 M | 323 M | |
| NonInterestIncome | 84 M | 90 M | 173 M | 96 M | 64 M | 86 M | 160 M | 238 M | 112 M | |
| OccupancyAndEquipment | 6 M | 7 M | 14 M | 21 M | 24 M | 26 M | 23 M | 26 M | 23 M | |
| Other special charges | -344000.0 | -492000.0 | -297000.0 | -683000.0 | -28 M | -52 M | 635000.0 | 1 M | 820000.0 | |
| OtherCustomerServices | 16 M | 21 M | 8 M | 3 M | ||||||
| OtherGandA | 6 M | 8 M | 12 M | 10 M | 3 M | 7 M | 7 M | 10 M | 17 M | |
| OtherInterestExpense | -26 M | -43 M | -25 M | -55 M | -140 M | -195 M | -297 M | -328 M | -345 M | |
| OtherInterestIncome | 300000.0 | 1 M | 2 M | 7 M | 5 M | 3 M | 942000.0 | 6 M | 31 M | |
| OtherNonInterestExpense | 6 M | 8 M | 16 M | 19 M | 8 M | 11 M | 15 M | 21 M | 34 M | |
| OtherNonInterestIncome | -3 M | -3 M | 87 M | 18 M | 29 M | 34 M | 50 M | 50 M | 71 M | |
| ProfessionalExpenseAndContractServicesExpense | 3 M | 3 M | 5 M | 5 M | 7 M | 6 M | 15 M | 12 M | 8 M | |
| RentAndLandingFees | -385000.0 | -632000.0 | -848000.0 | -1 M | ||||||
| Revenue per share | -4000.0 | 4000.0 | 5000.0 | 3000.0 | 4000.0 | |||||
| SalariesAndWages | 40 M | 63 M | 75 M | 77 M | 91 M | 113 M | 125 M | 171 M | 175 M | |
| SecuritiesActivities | 13000.0 | 1000.0 | 1,150 M | 213000.0 | 4 M | 17 M | 45 M | 1,042 M | 877 M | |
| Selling Gen & administrative expense | 58 M | 83 M | 101 M | 102 M | 107 M | 127 M | 143 M | 200 M | 213 M | |
| SellingAndMarketingExpense | 12 M | 13 M | 14 M | 15 M | 13 M | 7 M | 11 M | 19 M | 21 M | |
| Special income/charges | -6 M | -8 M | -19 M | -22 M | -8 M | -11 M | -15 M | -21 M | -34 M | |
| Total common shares outstanding | 34 M | 35 M | 40 M | 40 M | 40 M | 43 M | 44 M | 44 M | 45 M | |
| Total net income | 21 M | 14 M | 100 M | 51 M | 18 M | 60 M | 167 M | 176 M | 74 M | |
| Total ordinary shares | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | |
| Total revenues | 110 M | 133 M | 241 M | 199 M | 204 M | 281 M | 457 M | 392 M | 434 M | |
| TotalRevenue | 110 M | 133 M | 241 M | 199 M | 204 M | 281 M | 457 M | 392 M | 434 M |
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