SASR Stock Forecast, Price Targets, Chart, Dividends & Analysis
Sandy Spring Bancorp Inc.
SASR 
NGS
Sector: Financial Services
Industry: Banks - Regional - US
34.00
USD
0.77
(2.32%)
Previous close: 33.23 Open: 32.96 Bid: 26.86 Ask: 44.69
52 week range
19.52 39.55
Mkt Cap: 1,598 M Avg Vol (90 Days): 415,167
Last updated: Sunday 22nd December 2024
Metrics
Valuation
Price per Sales TTM ($) | 4.17 |
Price per Book TTM ($) | 1.01 |
PE Ratio (TTM) | 19.24 |
Book Value per Share ($) | 36.09 |
5 Year PE Range | NA , NA |
Returns
7 Day Return | -6.82% | |
1 Month Return | -8.53% | |
3 Month Return | 6.37% | |
1 Year Return | 32.95% | |
3 Year Return | -17.75% | |
5 Year Return | 10.56% | |
YTD Return | 24.82% |
Risk
Dividends
Analyst Estimates
Financial Health
Technicals
RSI (14 Day) | 35.35 |
14 Day SMA ($) | 36.35 |
14 Day EMA ($) | 35.76 |
Money Flow Index | 81.91 |
Average True Range | 1.09 |
50 Day SMA ($) | 35.62 |
200 Day SMA ($) | 28.23 |
ADX | 25.03 |
MACD | 0.74 |
Growth
Free Cash Flow QoQ Growth | 0.00% |
Free Cash Flow YoY Growth | 0.00% |
Revenue YoY Growth | 0.00% |
EPS QoQ Growth | 0.00% |
Revenue QoQ Growth | 0.00% |
EPS YoY Growth | 0.00% |
Financials
SASR Income Statement
Annual
| Dec-14 | Dec-15 | Dec-16 | Dec-17 | Dec-18 | Dec-19 | Dec-20 | Dec-21 | Dec-22 | Dec-23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Amortization of intangibles | -821000.0 | 0.0 | -101000.0 | -2 M | 2 M | 6 M | 7 M | 6 M | ||
| Basic EPS from continuing operations | 1.53 | 1.84 | 2.0 | 2.2 | 2.82 | 3.25 | 2.19 | 5.0 | 3.69 | 2.74 |
| Basic EPS total | 1.53 | 1.84 | 2.0 | 2.2 | 2.82 | 3.25 | 2.19 | 5.0 | 3.69 | 2.74 |
| Basic weighted shares outstanding | 25 M | 25 M | 24 M | 8 M | 20 M | 44 M | 47 M | 45 M | 45 M | |
| CreditCard | 4 M | 5 M | 5 M | 5 M | ||||||
| CreditLossesProvision | 163000.0 | 5 M | 6 M | 3 M | 9 M | 5 M | 86 M | 46 M | ||
| Depreciation | -7 M | 7 M | 9 M | 8 M | 6 M | 6 M | ||||
| Depreciation unreconciled | 821000.0 | 372000.0 | 130000.0 | 101000.0 | 2 M | 2 M | 6 M | 7 M | 6 M | 5 M |
| DepreciationAndAmortization | 821000.0 | 372000.0 | 130000.0 | 101000.0 | 2 M | 2 M | 6 M | 7 M | 6 M | 5 M |
| Diluted EPS total | 1.52 | 1.84 | 2.0 | 2.2 | 2.82 | 3.25 | 2.18 | 4.98 | 3.68 | 2.73 |
| Diluted normalized net income/share | 1.52 | 1.84 | 2.0 | 2.2 | 2.82 | 3.25 | 2.18 | 4.98 | 3.68 | 2.73 |
| Diluted weighted shares outstanding | 25 M | 25 M | 24 M | 24 M | 36 M | 36 M | 44 M | 47 M | 45 M | 45 M |
| Dividends paid per share | 0.76 | 0.9 | 0.98 | 1.04 | 1.1 | 1.18 | 1.2 | 1.28 | 1.36 | 1.36 |
| Equipment | 5 M | 6 M | 7 M | 7 M | 9 M | 11 M | 12 M | 13 M | 15 M | -2 M |
| FeesAndCommissions | 37 M | 37 M | 36 M | 6 M | 6 M | 59 M | 90 M | 84 M | 59 M | 54 M |
| GeneralAndAdministrativeExpense | 18 M | 19 M | 21 M | 20 M | 19 M | 2 M | 5 M | 4 M | 5 M | 9 M |
| ImpairmentOfCapitalAssets | 0.0 | |||||||||
| Income before tax | 56 M | 67 M | 72 M | 88 M | 133 M | 153 M | 124 M | 312 M | 222 M | 164 M |
| Income restructuring and M&A | 4 M | 12 M | 1 M | 25 M | 45000.0 | 1 M | ||||
| Income taxes | 20 M | 25 M | 26 M | 38 M | 37 M | 36 M | 27 M | 77 M | 56 M | 41 M |
| InsuranceAndClaims | 18 M | 19 M | 21 M | 20 M | 19 M | 2 M | 5 M | 4 M | 5 M | 9 M |
| Interest expense | -19 M | -20 M | -21 M | -26 M | -64 M | 83 M | 60 M | 26 M | 69 M | 283 M |
| InterestExpenseForCapitalizedLeaseObligations | 11 M | 12 M | 12 M | 11 M | 11 M | |||||
| InterestExpenseForDeposit | 5 M | 6 M | 8 M | 13 M | 39 M | 62 M | 42 M | 15 M | 44 M | 225 M |
| InterestExpenseForLongTermDebt | 14 M | 14 M | 13 M | 12 M | 23 M | 20 M | 17 M | 11 M | 22 M | 43 M |
| InterestExpenseForLongTermDebtAndCapitalSecurities | 14 M | 14 M | 13 M | 12 M | 23 M | 20 M | 17 M | 11 M | 22 M | 43 M |
| InterestExpenseForShortTermDebt | 164000.0 | 255000.0 | 290000.0 | 337000.0 | 1 M | 1 M | 2 M | 182000.0 | 3 M | 14 M |
| InterestIncome | 148 M | 158 M | 171 M | 195 M | 324 M | 348 M | 424 M | 450 M | 496 M | 638 M |
| InterestIncomeAfterProvisionForLoanLoss | 130 M | 127 M | 138 M | 163 M | 242 M | 261 M | 277 M | 470 M | 427 M | 355 M |
| InterestIncomeFromDeposits | 85000.0 | 98000.0 | 213000.0 | 410000.0 | 1 M | 2 M | 446000.0 | 725000.0 | 3 M | 22 M |
| InterestIncomeFromFederalFundsSoldAndSecuritiesPurchaseUnderAgreementsToResell | 1000.0 | 1000.0 | 5000.0 | 27000.0 | 31000.0 | 10000.0 | 1000.0 | 1000.0 | 8000.0 | 17000.0 |
| InterestIncomeFromInvestmentSecurities | 25 M | 22 M | 19 M | 22 M | 28 M | 28 M | 28 M | 25 M | 30 M | 34 M |
| InterestIncomeFromLoans | 124 M | 136 M | 151 M | 172 M | 294 M | 318 M | 395 M | 425 M | 463 M | 581 M |
| InterestIncomeFromLoansAndLease | 124 M | 136 M | 151 M | 172 M | 294 M | 318 M | 395 M | 425 M | 463 M | 581 M |
| InterestIncomeFromSecurities | 25 M | 22 M | 19 M | 22 M | 28 M | 28 M | 28 M | 25 M | 30 M | 34 M |
| MarketingExpense | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 5 M | 5 M | 5 M |
| Net income from total operations | 38 M | 45 M | 48 M | 18 M | 58 M | 116 M | 97 M | 235 M | 166 M | 123 M |
| NetIncomeCommonStockholders | 38 M | 45 M | 48 M | 18 M | 58 M | 116 M | 96 M | 234 M | 166 M | 123 M |
| NetIncomeContinuousOperations | 38 M | 45 M | 48 M | 18 M | 58 M | 116 M | 97 M | 235 M | 166 M | 123 M |
| NetInterestIncome | 130 M | 133 M | 144 M | 166 M | 251 M | 265 M | 363 M | 425 M | 427 M | 355 M |
| NetOccupancyExpense | 14 M | 13 M | 13 M | 13 M | 18 M | 19 M | 21 M | 22 M | 19 M | 19 M |
| NonInterestExpense | -121 M | -115 M | -123 M | -129 M | -180 M | 179 M | 256 M | 260 M | 257 M | 275 M |
| NonInterestIncome | 47 M | 50 M | 51 M | 51 M | 61 M | 71 M | 103 M | 102 M | 87 M | 67 M |
| Normalized income | 33 M | |||||||||
| OccupancyAndEquipment | 19 M | 19 M | 20 M | 20 M | 28 M | 30 M | 34 M | 35 M | 34 M | 17 M |
| Other special charges | -8 M | -7 M | -8 M | -8 M | -622000.0 | -56 M | -165 M | -103 M | -129 M | -97 M |
| OtherCustomerServices | 24 M | 25 M | 23 M | 6 M | 6 M | 7 M | 7 M | 7 M | 3 M | |
| OtherGandA | 18 M | 19 M | 21 M | 20 M | 19 M | 2 M | 5 M | 4 M | 5 M | 9 M |
| OtherInterestExpense | -19 M | -20 M | -21 M | -26 M | -64 M | -265 M | 60 M | -46 M | 69 M | 283 M |
| OtherNonInterestExpense | 11 M | 1 M | 5 M | 5 M | 7 M | 28 M | 39 M | 43 M | 39 M | 43 M |
| OtherNonInterestIncome | 10 M | 12 M | 13 M | 9 M | 11 M | 12 M | 12 M | 18 M | 12 M | 13 M |
| ProfessionalExpenseAndContractServicesExpense | -5 M | -5 M | -5 M | -4 M | 6 M | 7 M | 8 M | 10 M | 9 M | 18 M |
| PromotionAndAdvertising | 34 M | |||||||||
| Revenue per share | 821000.0 | 372000.0 | 130000.0 | 101000.0 | 2 M | 2 M | 6 M | 7 M | 6 M | 5 M |
| SalariesAndWages | 66 M | 71 M | 71 M | 73 M | 97 M | 104 M | 134 M | 156 M | 159 M | 160 M |
| SecuritiesActivities | 89 M | 46 M | 287 M | 125 M | 161 M | 53 M | 83 M | 76 M | 56 M | 54 M |
| Selling Gen & administrative expense | 87 M | 92 M | 95 M | 96 M | 120 M | 111 M | 143 M | 165 M | 203 M | 175 M |
| SellingAndMarketingExpense | 3 M | 3 M | 3 M | 3 M | 4 M | 4 M | 4 M | 5 M | 40 M | 5 M |
| ServiceChargeOnDepositorAccounts | 8 M | 8 M | 8 M | 8 M | ||||||
| Special income/charges | -11 M | -1 M | -5 M | -10 M | -18 M | -29 M | -65 M | -43 M | -40 M | -43 M |
| Total common shares outstanding | 25 M | 24 M | 24 M | 35 M | 36 M | 35 M | 47 M | 45 M | 45 M | 45 M |
| Total net income | 38 M | 45 M | 48 M | 18 M | 58 M | 116 M | 97 M | 235 M | 166 M | 123 M |
| Total ordinary shares | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M | 45 M |
| Total revenues | 177 M | 183 M | 195 M | 217 M | 312 M | 337 M | 466 M | 527 M | 495 M | 419 M |
| TotalRevenue | 177 M | 183 M | 195 M | 217 M | 312 M | 337 M | 466 M | 527 M | 495 M | 419 M |
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