AVSU vs SCHD
Avantis Responsible US Equity ETF vs Schwab US Dividend Equity ETF
Which is better, AVSU or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. AVSU led over 3Y and the full window, SCHD over 1Y. AVSU is less concentrated, with 31.6% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AVSU | SCHD |
|---|---|---|
| Expense Ratio | 0.15% | 0.06%Best |
| AUM | $481M | $112.1B |
| Dividend Yield | 0.89% | 3.00% |
| Holdings | 1,324 | 103 |
| YTD Return | +15.98% | +25.07%Best |
| 1Y Return | +21.88% | +27.61%Best |
| 3Y Return (annualized) | +21.39%Best | +15.74% |
| 5Y Return (annualized) | - | +9.89% |
| Volatility (annualized) | 16.8% | 15.0%Best |
| Max Drawdown | -21.7% | -16.1%Best |
| $10,000 over 4.5 years | $17,856Best | $15,343 |
| Top 10 Weight | 31.6%Best | 41.8% |
| Fund Family | Avantis Investors | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 15, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 17, 2022 to Sep 11, 2026 (4.5 years).
AVSU vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
AVSU vs SCHD Performance
Avantis Responsible US Equity ETF (AVSU) is an ETF from Avantis Investors and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year AVSU returned +21.88% while SCHD returned +27.61%. Year to date, AVSU is up 15.98% versus a gain of 25.07% for SCHD.
Over three years, AVSU compounded at +21.39% per year against +15.74% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AVSU has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.0% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.7% for AVSU and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AVSU charges 0.15% per year while SCHD charges 0.06%. On a $10,000 position that is $15 vs $6 annually, a gap of $9 per year that compounds over a long holding period. On income, AVSU currently yields 0.89% against 3.00% for SCHD.
Holdings Overlap
8.1% of AVSU's money is in holdings SCHD also owns. 76.5% of SCHD's money is in holdings AVSU also owns.
Most of SCHD is already inside AVSU. Owning both mostly buys the same companies twice.
70 positions in common, counted across the 1,056 positions we hold weights for in AVSU and 100 in SCHD, against full books of 1,324 and 103.
What only one of them owns
Our book lists 30 positions for SCHD that do not appear in our book for AVSU (23.4% of the fund), and 675 for AVSU that do not appear in SCHD (87.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in AVSU | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Co. Inc. | 0.71% | 4.77% | 4.06% |
| AMGNAmgen Inc. | 0.31% | 4.70% | 4.39% |
| ABTAbbott Laboratories | 0.16% | 4.69% | 4.53% |
| VZVerizon Communications, Inc. | 0.52% | 3.97% | 3.45% |
| KOCoca Cola Co. | 0.31% | 4.17% | 3.86% |
| HDHome Depot Inc/The | 0.31% | 3.88% | 3.57% |
| PGProcter & Gamble Company | 0.27% | 3.83% | 3.56% |
| UNHUnitedhealth Group Inc. | 0.20% | 3.82% | 3.62% |
| PEPPepsico Inc. | 0.23% | 3.64% | 3.41% |
| BMYBristol-Myers Squibb Co. | 0.23% | 3.33% | 3.10% |
76.5% of SCHD is already inside AVSU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AVSU or SCHD?
AVSU has an expense ratio of 0.15% while SCHD charges 0.06%. SCHD is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, AVSU or SCHD?
Over the past year AVSU returned +21.88% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AVSU or SCHD?
AVSU has been the more volatile fund at 16.8% annualized versus 15.0% for SCHD. Worst drawdown: AVSU -21.7% vs SCHD -16.1%.
Should I hold both AVSU and SCHD?
AVSU and SCHD have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between AVSU and SCHD?
76.5% of SCHD's money is in holdings AVSU also owns. 76.5% of SCHD's is in holdings AVSU also owns. They hold 70 positions in common, counted across the 1,056 positions we hold weights for in AVSU and 100 in SCHD.
Which pays a higher dividend, AVSU or SCHD?
AVSU yields 0.89% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than AVSU?
SCHD has a lower expense ratio. AVSU led over 3Y and the full window, SCHD over 1Y. AVSU is less concentrated, with 31.6% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.