AVSU vs VTI

AVSU vs VTI

Which is better, AVSU or VTI?

Nearly the same fund. VTI costs less.

VTI has a lower expense ratio. AVSU led over 1Y and 3Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.99. AVSU is less concentrated, with 31.6% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: AVSU

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricAVSUVTI
Expense Ratio0.15%0.03%Best
AUM$481M$666.9B
Dividend Yield0.89%1.03%
Holdings1,3243,543
YTD Return+14.81%Best+11.53%
1Y Return+20.73%Best+15.74%
3Y Return (annualized)+21.12%Best+20.67%
5Y Return (annualized)-+11.59%
Volatility (annualized)16.8%16.1%Best
Max Drawdown-21.7%Best-22.4%
$10,000 over 4.5 years$17,652$17,849Best
Top 10 Weight31.6%Best33.3%
Fund FamilyAvantis InvestorsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMar 15, 2022May 24, 2001

Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 17, 2022 to Sep 15, 2026 (4.5 years).

AVSU vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.

AVSU vs VTI Performance

Avantis Responsible US Equity ETF (AVSU) is an ETF from Avantis Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year AVSU returned +20.73% while VTI returned +15.74%. Year to date, AVSU is up 14.81% versus a gain of 11.53% for VTI.

Over three years, AVSU compounded at +21.12% per year against +20.67% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

AVSU has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 16.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.7% for AVSU and -22.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

AVSU charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, AVSU currently yields 0.89% against 1.03% for VTI.

Holdings Overlap

AVSU already in VTI95.7%
VTI already in AVSU78.9%

95.7% of AVSU's money is in holdings VTI also owns. 78.9% of VTI's money is in holdings AVSU also owns.

Most of AVSU is already inside VTI. Owning both mostly buys the same companies twice.

1,008 positions in common, counted across the 1,056 positions we hold weights for in AVSU and 3,463 in VTI, against full books of 1,324 and 3,543.

What only one of them owns

Our book lists 508 positions for VTI that do not appear in our book for AVSU (18.9% of the fund), and 13 for AVSU that do not appear in VTI (0.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in AVSUWeight in VTIDifference
NVDANvidia Corp5.64%6.40%0.76%
AAPLApple, Inc5.46%6.29%0.83%
MSFTMicrosoft Corp4.53%4.79%0.26%
AMZNAmazon.Com Inc3.44%3.65%0.21%
GOOGLAlphabet Inc,class A2.55%2.90%0.35%
GOOGAlphabet Inc2.04%2.31%0.27%
MUMicron Technology, Inc.2.82%1.29%1.53%
AVGOBroadcom Inc1.46%2.56%1.10%
METAMeta Platforms Inc2.11%1.70%0.41%
JPMJpmorgan Chase1.58%1.31%0.27%

95.7% of AVSU is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

AVSUVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, AVSU or VTI?

AVSU has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, AVSU or VTI?

Over the past year AVSU returned +20.73% vs +15.74% for VTI, so AVSU leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, AVSU or VTI?

AVSU has been the more volatile fund at 16.8% annualized versus 16.1% for VTI. Worst drawdown: AVSU -21.7% vs VTI -22.4%.

Should I hold both AVSU and VTI?

AVSU and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between AVSU and VTI?

95.7% of AVSU's money is in holdings VTI also owns. 78.9% of VTI's is in holdings AVSU also owns. They hold 1,008 positions in common, counted across the 1,056 positions we hold weights for in AVSU and 3,463 in VTI.

Which pays a higher dividend, AVSU or VTI?

AVSU yields 0.89% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than AVSU?

VTI has a lower expense ratio. AVSU led over 1Y and 3Y, VTI over the full window. The two have moved almost in lockstep, correlation 0.99. AVSU is less concentrated, with 31.6% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.