BDVG vs VTI

BDVG vs VTI

Which is better, BDVG or VTI?

Large Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. BDVG led over 1Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.0%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricBDVGVTI
Expense Ratio0.55%0.03%Best
AUM-$666.9B
Dividend Yield1.42%1.03%
Holdings423,543
YTD Return+17.31%Best+12.30%
1Y Return+19.98%Best+16.08%
3Y Return (annualized)+16.37%+21.01%Best
5Y Return (annualized)-+12.36%
Volatility (annualized)10.8%Best13.1%
Max Drawdown-14.5%Best-19.3%
$10,000 over 3.2 years$15,419$17,665Best
Top 10 Weight41.0%33.3%Best
Fund FamilyiMGP FundsVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionJun 29, 2023May 24, 2001

Volatility and max drawdown, and the $10,000 over 3.2 years row, are measured over the window both funds cover: Jun 30, 2023 to Sep 18, 2026 (3.2 years).

BDVG vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.2 years both funds cover.

BDVG vs VTI Performance

iMGP Berkshire Dividend Growth ETF (BDVG) is an ETF from iMGP Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BDVG returned +19.98% while VTI returned +16.08%. Year to date, BDVG is up 17.31% versus a gain of 12.30% for VTI.

Over three years, BDVG compounded at +16.37% per year against +21.01% for VTI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 10.8% for BDVG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.5% for BDVG and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

BDVG charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, BDVG currently yields 1.42% against 1.03% for VTI.

Holdings Overlap

BDVG already in VTI96.1%
VTI already in BDVG20.4%

96.1% of BDVG's money is in holdings VTI also owns. 20.4% of VTI's money is in holdings BDVG also owns.

Most of BDVG is already inside VTI. Owning both mostly buys the same companies twice.

39 positions in common, counted across the 41 positions we hold weights for in BDVG and 3,463 in VTI, against full books of 42 and 3,543.

What only one of them owns

Our book lists 1,112 positions for VTI that do not appear in our book for BDVG (77.1% of the fund), and 0 for BDVG that do not appear in VTI (0.0%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in BDVGWeight in VTIDifference
AAPLApple, Inc4.12%6.29%2.17%
MSFTMicrosoft Corp3.48%4.79%1.31%
JPMJpmorgan Chase4.38%1.31%3.07%
DELLDell Technologies Inc5.30%0.16%5.14%
CSCOCisco Systems Inc. - Ordinary Shares4.19%0.57%3.62%
ABBVAbbvie Inc.4.09%0.61%3.48%
CVXChevron Corp4.15%0.52%3.63%
NUENucor Corp.4.55%0.08%4.47%
BACBank of America Corp.: Financials3.54%0.55%2.99%
NSCNorfolk Southern Corp3.18%0.10%3.08%

96.1% of BDVG is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

BDVGVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, BDVG or VTI?

BDVG has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.

Which performed better, BDVG or VTI?

Over the past year BDVG returned +19.98% vs +16.08% for VTI, so BDVG leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, BDVG or VTI?

VTI has been the more volatile fund at 13.1% annualized versus 10.8% for BDVG. Worst drawdown: BDVG -14.5% vs VTI -19.3%.

Should I hold both BDVG and VTI?

BDVG and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between BDVG and VTI?

96.1% of BDVG's money is in holdings VTI also owns. 20.4% of VTI's is in holdings BDVG also owns. They hold 39 positions in common, counted across the 41 positions we hold weights for in BDVG and 3,463 in VTI.

Which pays a higher dividend, BDVG or VTI?

BDVG yields 1.42% while VTI yields 1.03%, so BDVG currently pays the higher dividend yield.

Is VTI better than BDVG?

VTI has a lower expense ratio. BDVG led over 1Y, VTI over 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 41.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.