BDVG vs SCHD
iMGP Berkshire Dividend Growth ETF vs Schwab US Dividend Equity ETF
Which is better, BDVG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. BDVG led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BDVG | SCHD |
|---|---|---|
| Expense Ratio | 0.55% | 0.06%Best |
| AUM | - | $108.9B |
| Dividend Yield | 1.42% | 3.00% |
| Holdings | 85 | 206 |
| YTD Return | +18.27% | +23.29%Best |
| 1Y Return | +21.83% | +29.70%Best |
| 3Y Return (annualized) | +17.78%Best | +16.26% |
| 5Y Return (annualized) | - | +9.65% |
| Volatility (annualized) | 10.8%Best | 13.6% |
| Max Drawdown | -14.5%Best | -16.1% |
| $10,000 over 3.3 years | $15,611Best | $15,544 |
| Top 10 Weight | 42.5% | 41.8%Best |
| Fund Family | iMGP Funds | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Jun 29, 2023 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 30, 2023 to Oct 13, 2026 (3.3 years).
BDVG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
BDVG vs SCHD Performance
iMGP Berkshire Dividend Growth ETF (BDVG) is an ETF from iMGP Funds and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year BDVG returned +21.83% while SCHD returned +29.70%. Year to date, BDVG is up 18.27% versus a gain of 23.29% for SCHD.
Over three years, BDVG compounded at +17.78% per year against +16.26% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.8% for BDVG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for BDVG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BDVG charges 0.55% per year while SCHD charges 0.06%. On a $10,000 position that is $55 vs $6 annually, a gap of $49 per year that compounds over a long holding period. On income, BDVG currently yields 1.42% against 3.00% for SCHD.
Holdings Overlap
21.5% of BDVG's money is in holdings SCHD also owns. 30.4% of SCHD's money is in holdings BDVG also owns.
The two portfolios partly overlap.
10 positions in common, counted across the 41 positions we hold weights for in BDVG and 99 in SCHD, against full books of 85 and 206.
What only one of them owns
Our book lists 88 positions for SCHD that do not appear in our book for BDVG (69.5% of the fund), and 28 for BDVG that do not appear in SCHD (72.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BDVG | Weight in SCHD | Difference |
|---|---|---|---|
| CVXChevron Corp | 4.44% | 4.29% | 0.15% |
| ACNAccenture Plc | 2.87% | 2.83% | 0.04% |
| ABTAbbott Laboratories | 1.22% | 4.44% | 3.22% |
| QCOMQualcomm Inc. | 2.69% | 2.76% | 0.07% |
| LMTLockheed Martin Corp | 2.55% | 2.66% | 0.11% |
| PGProcter & Gamble Company | 1.21% | 3.94% | 2.73% |
| BMYBristol-Myers Squibb Co. | 1.67% | 3.25% | 1.58% |
| PEPPepsico Inc. | 1.08% | 3.63% | 2.55% |
| EOGEog Resources Inc | 2.57% | 1.96% | 0.61% |
| HSYHershey Co. | 1.22% | 0.64% | 0.58% |
30.4% of SCHD is already inside BDVG.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BDVG or SCHD?
BDVG has an expense ratio of 0.55% while SCHD charges 0.06%. SCHD is the cheaper option, by $49 a year on a $10,000 investment.
Which performed better, BDVG or SCHD?
Over the past year BDVG returned +21.83% vs +29.70% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BDVG or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.8% for BDVG. Worst drawdown: BDVG -14.5% vs SCHD -16.1%.
Should I hold both BDVG and SCHD?
BDVG and SCHD have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BDVG and SCHD?
30.4% of SCHD's money is in holdings BDVG also owns. 30.4% of SCHD's is in holdings BDVG also owns. They hold 10 positions in common, counted across the 41 positions we hold weights for in BDVG and 99 in SCHD.
Which pays a higher dividend, BDVG or SCHD?
BDVG yields 1.42% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BDVG?
SCHD has a lower expense ratio. BDVG led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 42.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.