BKLC vs VTI
BNY Mellon US Large Cap Core Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BKLC or VTI?
Nearly the same fund. BKLC costs less.
BKLC has a lower expense ratio. BKLC led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKLC | VTI |
|---|---|---|
| Expense Ratio | 0.00%Best | 0.03% |
| AUM | $5.7B | $666.9B |
| Dividend Yield | 1.55% | 1.03% |
| Holdings | 511 | 3,543 |
| YTD Return | +11.04% | +11.06%Best |
| 1Y Return | +15.44%Best | +15.41% |
| 3Y Return (annualized) | +21.38%Best | +20.48% |
| 5Y Return (annualized) | +12.77%Best | +11.52% |
| Volatility (annualized) | 15.8% | 15.6%Best |
| Max Drawdown | -26.1% | -25.4%Best |
| $10,000 over 5 years | $18,238Best | $17,249 |
| Top 10 Weight | 37.6% | 33.3%Best |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Apr 7, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Apr 9, 2020 to Sep 16, 2026 (6.4 years).
BKLC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.4 years both funds cover.
BKLC vs VTI Performance
BNY Mellon US Large Cap Core Equity ETF (BKLC) is an ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BKLC returned +15.44% while VTI returned +15.41%. Year to date, BKLC is up 11.04% versus a gain of 11.06% for VTI.
Over three years, BKLC compounded at +21.38% per year against +20.48% for VTI; over five years the annualized figures are +12.77% and +11.52% respectively. Across the full 6-year window we track, BKLC has the edge at +18.45% annualized vs +17.83%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKLC has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.1% for BKLC and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
BKLC charges 0.00% per year while VTI charges 0.03%. On a $10,000 position that is $0 vs $3 annually, a gap of $3 per year that compounds over a long holding period. On income, BKLC currently yields 1.55% against 1.03% for VTI.
Holdings Overlap
98.5% of BKLC's money is in holdings VTI also owns. 88.6% of VTI's money is in holdings BKLC also owns.
Most of BKLC is already inside VTI. Owning both mostly buys the same companies twice.
475 positions in common, counted across the 495 positions we hold weights for in BKLC and 3,463 in VTI, against full books of 511 and 3,543.
What only one of them owns
Our book lists 687 positions for VTI that do not appear in our book for BKLC (9.2% of the fund), and 12 for BKLC that do not appear in VTI (0.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BKLC | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.92% | 6.40% | 1.52% |
| AAPLApple, Inc | 7.00% | 6.29% | 0.71% |
| MSFTMicrosoft Corp | 5.57% | 4.79% | 0.78% |
| AMZNAmazon.Com Inc | 3.71% | 3.65% | 0.06% |
| GOOGLAlphabet Inc,class A | 2.98% | 2.90% | 0.08% |
| AVGOBroadcom Inc | 2.49% | 2.56% | 0.07% |
| GOOGAlphabet Inc | 2.57% | 2.31% | 0.26% |
| METAMeta Platforms Inc | 2.00% | 1.70% | 0.30% |
| TSLATesla Inc | 1.71% | 1.22% | 0.49% |
| MUMicron Technology, Inc. | 1.61% | 1.29% | 0.32% |
98.5% of BKLC is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKLC or VTI?
BKLC has an expense ratio of 0.00% while VTI charges 0.03%. BKLC is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, BKLC or VTI?
Over the past year BKLC returned +15.44% vs +15.41% for VTI, so BKLC leads on 1-year performance. Over the longest common window we track (6 years), BKLC annualized +18.45% vs +17.83% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKLC or VTI?
BKLC has been the more volatile fund at 15.8% annualized versus 15.6% for VTI. Worst drawdown: BKLC -26.1% vs VTI -25.4%.
Should I hold both BKLC and VTI?
BKLC and VTI have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between BKLC and VTI?
98.5% of BKLC's money is in holdings VTI also owns. 88.6% of VTI's is in holdings BKLC also owns. They hold 475 positions in common, counted across the 495 positions we hold weights for in BKLC and 3,463 in VTI.
Which pays a higher dividend, BKLC or VTI?
BKLC yields 1.55% while VTI yields 1.03%, so BKLC currently pays the higher dividend yield.
Is VTI better than BKLC?
BKLC has a lower expense ratio. BKLC led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.