CGDG vs VTI
Capital Group Dividend Growers ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, CGDG or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. CGDG is less concentrated, with 25.3% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGDG | VTI |
|---|---|---|
| Expense Ratio | 0.47% | 0.03%Best |
| AUM | $5.7B | $690.1B |
| Dividend Yield | 2.22% | 1.03% |
| Holdings | 110 | 3,524 |
| YTD Return | +5.44% | +14.14%Best |
| 1Y Return | +8.79% | +16.22%Best |
| 3Y Return (annualized) | +17.21% | +22.93%Best |
| 5Y Return (annualized) | - | +12.76% |
| Volatility (annualized) | 8.9%Best | 12.7% |
| Max Drawdown | -10.5%Best | -19.3% |
| $10,000 over 3 years | $15,901 | $18,486Best |
| Top 10 Weight | 25.3%Best | 33.3% |
| Fund Family | Capital Group (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 26, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 28, 2023 to Oct 5, 2026 (3 years).
CGDG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
CGDG vs VTI Performance
Capital Group Dividend Growers ETF (CGDG) is an ETF from Capital Group (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year CGDG returned +8.79% while VTI returned +16.22%. Year to date, CGDG is up 5.44% versus a gain of 14.14% for VTI.
Over three years, CGDG compounded at +17.21% per year against +22.93% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 8.9% for CGDG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.5% for CGDG and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CGDG charges 0.47% per year while VTI charges 0.03%. On a $10,000 position that is $47 vs $3 annually, a gap of $44 per year that compounds over a long holding period. On income, CGDG currently yields 2.22% against 1.03% for VTI.
Holdings Overlap
47.1% of CGDG's money is in holdings VTI also owns. 18.8% of VTI's money is in holdings CGDG also owns.
The two portfolios partly overlap.
45 positions in common, counted across the 104 positions we hold weights for in CGDG and 3,463 in VTI, against full books of 110 and 3,524.
What only one of them owns
Our book lists 1,106 positions for VTI that do not appear in our book for CGDG (78.8% of the fund), and 5 for CGDG that do not appear in VTI (4.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGDG | Weight in VTI | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 3.97% | 2.56% | 1.41% |
| MSFTMicrosoft Corp | 0.96% | 4.79% | 3.83% |
| PMPhilip Morris International Inc. | 3.96% | 0.41% | 3.55% |
| ABBVAbbvie Inc. | 1.97% | 0.61% | 1.36% |
| JPMJpmorgan Chase | 1.17% | 1.31% | 0.14% |
| WELLWelltower, Inc. | 2.18% | 0.23% | 1.95% |
| XOMExxon Mobil Corp. | 1.06% | 0.89% | 0.17% |
| RTXRaytheon Co. | 1.53% | 0.40% | 1.13% |
| MRKMerck & Company Inc | 1.40% | 0.45% | 0.95% |
| JNJJohnson & Johnson - Common | 0.84% | 0.86% | 0.02% |
47.1% of CGDG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGDG or VTI?
CGDG has an expense ratio of 0.47% while VTI charges 0.03%. VTI is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, CGDG or VTI?
Over the past year CGDG returned +8.79% vs +16.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGDG or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 8.9% for CGDG. Worst drawdown: CGDG -10.5% vs VTI -19.3%.
Should I hold both CGDG and VTI?
CGDG and VTI have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CGDG and VTI?
47.1% of CGDG's money is in holdings VTI also owns. 18.8% of VTI's is in holdings CGDG also owns. They hold 45 positions in common, counted across the 104 positions we hold weights for in CGDG and 3,463 in VTI.
Which pays a higher dividend, CGDG or VTI?
CGDG yields 2.22% while VTI yields 1.03%, so CGDG currently pays the higher dividend yield.
Is VTI better than CGDG?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. CGDG is less concentrated, with 25.3% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.