CHAT vs VXUS

Quick Verdict

VXUS has a lower expense ratio. CHAT delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: CHATMore Diversified: VXUS

Side-by-Side Comparison

MetricCHATVXUSWinner
Expense Ratio0.75%0.05%
AUM$1.7B$156.5B
Dividend Yield0.00%2.60%
Holdings458,747
YTD Return+47.56%+14.57%
1Y Return+72.63%+27.82%
3Y Return (annualized)+46.43%+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)31.6%15.1%
Max Drawdown-31.3%-39.9%
Fund FamilyRoundhill InvestmentsVanguard (US)
CategoryEquityEquity
InceptionMay 18, 2023Jan 26, 2011

CHAT vs VXUS Performance

Roundhill Generative AI & Technology ETF (CHAT) is a ETF from Roundhill Investments and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year CHAT returned +72.63% while VXUS returned +27.82%. Year to date, CHAT is up 47.56% versus a gain of 14.57% for VXUS.

Over three years, CHAT compounded at +46.43% per year against +19.27% for VXUS. Across the full 3-year window we track, CHAT has the edge at +48.00% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

CHAT has been the more volatile fund, with annualized monthly volatility of 31.6% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.3% for CHAT and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

CHAT charges 0.75% per year while VXUS charges 0.05%. On a $10,000 position that is $75 vs $5 annually, a gap of $70 per year that compounds over a long holding period. On income, CHAT currently yields 0.00% against 2.60% for VXUS.

Holdings Overlap

1.8%overlap

CHAT and VXUS share 8 holdings out of 7898 unique holdings combined, representing a 1.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in CHATWeight in VXUSDifference
ASML:AS3.00%1.29%1.71%
6857:JP1.82%0.29%1.53%
ORCL1.99%0.00%1.99%
CLS:CAProProPro
3037:TWProProPro
6146:JPProProPro
42700:KRProProPro
4062:JPProProPro
See all 8 holdings CHAT shares with VXUS
Exact weights in each fund and the difference, for every overlapping position.
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Frequently Asked Questions

Which is cheaper, CHAT or VXUS?

CHAT has an expense ratio of 0.75% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $70 per year of difference.

Which performed better, CHAT or VXUS?

Over the past year CHAT returned +72.63% vs +27.82% for VXUS, so CHAT leads on 1-year performance. Over the longest common window we track (3 years), CHAT annualized +48.00% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, CHAT or VXUS?

CHAT has been the more volatile fund at 31.6% annualized versus 15.1% for VXUS. Worst drawdown: CHAT -31.3% vs VXUS -39.9%.

Should I hold both CHAT and VXUS?

CHAT and VXUS have a monthly-return correlation of 0.58, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between CHAT and VXUS?

CHAT and VXUS share 8 common holdings with a 1.8% weight overlap. Combined, they hold 7898 unique securities.

Which pays a higher dividend, CHAT or VXUS?

CHAT yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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