CHAT vs VOO
CHAT vs VOO
Roundhill Generative AI & Technology ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. CHAT delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | CHAT | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $1.7B | $979.0B | |
| Dividend Yield | 0.00% | 1.09% | |
| Holdings | 45 | 509 | |
| YTD Return | +47.56% | +13.80% | |
| 1Y Return | +72.63% | +23.71% | |
| 3Y Return (annualized) | +46.43% | +21.50% | |
| 5Y Return (annualized) | - | +13.44% | |
| Volatility (annualized) | 31.6% | 14.1% | |
| Max Drawdown | -31.3% | -34.3% | |
| Fund Family | Roundhill Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 18, 2023 | Sep 7, 2010 |
CHAT vs VOO Performance
Roundhill Generative AI & Technology ETF (CHAT) is a ETF from Roundhill Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year CHAT returned +72.63% while VOO returned +23.71%. Year to date, CHAT is up 47.56% versus a gain of 13.80% for VOO.
Over three years, CHAT compounded at +46.43% per year against +21.50% for VOO. Across the full 3-year window we track, CHAT has the edge at +48.00% annualized vs +13.58%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHAT has been the more volatile fund, with annualized monthly volatility of 31.6% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for CHAT and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CHAT charges 0.75% per year while VOO charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CHAT currently yields 0.00% against 1.09% for VOO.
Holdings Overlap
CHAT and VOO share 19 holdings out of 531 unique holdings combined, representing a 26.6% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in CHAT | Weight in VOO | Difference |
|---|---|---|---|
| NVDA | 7.17% | 7.51% | 0.34% |
| GOOGL | 5.85% | 3.25% | 2.60% |
| AVGO | 4.58% | 2.77% | 1.81% |
| MSFT | Pro | Pro | Pro |
| AMZN | Pro | Pro | Pro |
| MU | Pro | Pro | Pro |
| AMD | Pro | Pro | Pro |
| META | Pro | Pro | Pro |
| ANET | Pro | Pro | Pro |
| VRT | Pro | Pro | Pro |
See all 10 holdings CHAT shares with VOO Exact weights in each fund and the difference, for every overlapping position. X-ray my whole portfolio$99/yr Pro · 7-day refund | |||
Frequently Asked Questions
Which is cheaper, CHAT or VOO?
CHAT has an expense ratio of 0.75% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, CHAT or VOO?
Over the past year CHAT returned +72.63% vs +23.71% for VOO, so CHAT leads on 1-year performance. Over the longest common window we track (3 years), CHAT annualized +48.00% vs +13.58% for VOO. Past performance does not guarantee future results.
Which is riskier, CHAT or VOO?
CHAT has been the more volatile fund at 31.6% annualized versus 14.1% for VOO. Worst drawdown: CHAT -31.3% vs VOO -34.3%.
Should I hold both CHAT and VOO?
CHAT and VOO have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between CHAT and VOO?
CHAT and VOO share 19 common holdings with a 26.6% weight overlap. Combined, they hold 531 unique securities.
Which pays a higher dividend, CHAT or VOO?
CHAT yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.
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