CHAT vs VYM
Roundhill Generative AI & Technology ETF vs Vanguard High Dividend Yield ETF
Which is better, CHAT or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. CHAT led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CHAT | VYM |
|---|---|---|
| Expense Ratio | 0.75% | 0.04%Best |
| AUM | $1.8B | $81.6B |
| Dividend Yield | 1.92% | 2.22% |
| Holdings | 49 | 613 |
| YTD Return | +54.98%Best | +11.47% |
| 1Y Return | +55.35%Best | +15.94% |
| 3Y Return (annualized) | +53.62%Best | +18.03% |
| 5Y Return (annualized) | - | +12.35% |
| Volatility (annualized) | 31.2% | 11.1%Best |
| Max Drawdown | -31.3% | -14.5%Best |
| $10,000 over 3.3 years | $36,488Best | $16,722 |
| Fund Family | Roundhill Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | May 18, 2023 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 18, 2023 to Sep 21, 2026 (3.3 years).
CHAT vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
CHAT vs VYM Performance
Roundhill Generative AI & Technology ETF (CHAT) is an ETF from Roundhill Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year CHAT returned +55.35% while VYM returned +15.94%. Year to date, CHAT is up 54.98% versus a gain of 11.47% for VYM.
Over three years, CHAT compounded at +53.62% per year against +18.03% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHAT has been the more volatile fund, with annualized monthly volatility of 31.2% compared with 11.1% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for CHAT and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.
Fees and Cost Over Time
CHAT charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, CHAT currently yields 1.92% against 2.22% for VYM.
Holdings Overlap
At least 8.1% of VYM's money is in holdings CHAT also owns.
Stated as a floor: for CHAT, our book for it covers 93.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VYM and CHAT share little of their money.
3 positions in common, counted across the 46 positions we hold weights for in CHAT and 557 in VYM, against full books of 49 and 613.
You are not choosing between two funds in isolation.
Whichever of CHAT and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CHAT or VYM?
CHAT has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option, by $71 a year on a $10,000 investment.
Which performed better, CHAT or VYM?
Over the past year CHAT returned +55.35% vs +15.94% for VYM, so CHAT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CHAT or VYM?
CHAT has been the more volatile fund at 31.2% annualized versus 11.1% for VYM. Worst drawdown: CHAT -31.3% vs VYM -14.5%.
Should I hold both CHAT and VYM?
CHAT and VYM have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CHAT and VYM?
At least 8.1% of VYM's money is in holdings CHAT also owns. Our book for CHAT is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 46 positions we hold weights for in CHAT and 557 in VYM.
Which pays a higher dividend, CHAT or VYM?
CHAT yields 1.92% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than CHAT?
VYM has a lower expense ratio. CHAT led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.