CHAT vs IVV
Roundhill Generative AI & Technology ETF vs iShares Core S&P 500 ETF
Which is better, CHAT or IVV?
Large Cap Growth against Large Cap Blend.
IVV has a lower expense ratio. CHAT led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CHAT | IVV |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $1.8B | $876.4B |
| Dividend Yield | 1.92% | 1.06% |
| Holdings | 49 | 508 |
| YTD Return | +46.35%Best | +12.27% |
| 1Y Return | +50.72%Best | +17.04% |
| 3Y Return (annualized) | +48.89%Best | +21.24% |
| 5Y Return (annualized) | - | +13.08% |
| Volatility (annualized) | 31.2% | 12.8%Best |
| Max Drawdown | -31.3% | -18.8%Best |
| $10,000 over 3.3 years | $34,627Best | $18,881 |
| Fund Family | Roundhill Investments | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 18, 2023 | May 15, 2000 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: May 18, 2023 to Sep 17, 2026 (3.3 years).
CHAT vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
CHAT vs IVV Performance
Roundhill Generative AI & Technology ETF (CHAT) is an ETF from Roundhill Investments and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year CHAT returned +50.72% while IVV returned +17.04%. Year to date, CHAT is up 46.35% versus a gain of 12.27% for IVV.
Over three years, CHAT compounded at +48.89% per year against +21.24% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHAT has been the more volatile fund, with annualized monthly volatility of 31.2% compared with 12.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for CHAT and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CHAT charges 0.75% per year while IVV charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CHAT currently yields 1.92% against 1.06% for IVV.
Holdings Overlap
At least 30.2% of IVV's money is in holdings CHAT also owns.
Stated as a floor: for CHAT, our book for it covers 93.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
18 positions in common, counted across the 46 positions we hold weights for in CHAT and 490 in IVV, against full books of 49 and 508.
Top Shared Holdings
| Stock | Weight in CHAT | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.24% | 8.07% | 0.83% |
| GOOGLAlphabet Inc,class A | 5.56% | 3.00% | 2.56% |
| MSFTMicrosoft Corp | 2.46% | 5.69% | 3.23% |
| AMZNAmazon.Com Inc | 2.99% | 3.84% | 0.85% |
| AVGOBroadcom Inc | 2.57% | 2.65% | 0.08% |
| MUMicron Technology, Inc. | 3.36% | 1.63% | 1.73% |
| AMDAdvanced Micro Devices Inc | 2.56% | 1.16% | 1.40% |
| METAMeta Platforms Inc | 1.76% | 1.90% | 0.14% |
| VRTVertiv Holdings Co | 2.23% | 0.15% | 2.08% |
| LITELumentum Holdings Inc | 2.21% | 0.11% | 2.10% |
30.2% of IVV is already inside CHAT.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CHAT or IVV?
CHAT has an expense ratio of 0.75% while IVV charges 0.03%. IVV is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, CHAT or IVV?
Over the past year CHAT returned +50.72% vs +17.04% for IVV, so CHAT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CHAT or IVV?
CHAT has been the more volatile fund at 31.2% annualized versus 12.8% for IVV. Worst drawdown: CHAT -31.3% vs IVV -18.8%.
Should I hold both CHAT and IVV?
CHAT and IVV have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CHAT and IVV?
At least 30.2% of IVV's money is in holdings CHAT also owns. Our book for CHAT is partial, so the real figure is this or higher. They hold 18 positions in common, counted across the 46 positions we hold weights for in CHAT and 490 in IVV.
Which pays a higher dividend, CHAT or IVV?
CHAT yields 1.92% while IVV yields 1.06%, so CHAT currently pays the higher dividend yield.
Is IVV better than CHAT?
IVV has a lower expense ratio. CHAT led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.