CHAT vs IVV
Roundhill Generative AI & Technology ETF vs iShares Core S&P 500 ETF
Which is better, CHAT or IVV?
Large Cap Growth against Large Cap Blend.
IVV has a lower expense ratio. CHAT led over 1Y, 3Y and the full window. IVV is less concentrated, with 38.1% of the fund in its ten largest positions against 39.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CHAT | IVV |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $1.9B | $882.6B |
| Dividend Yield | 1.92% | 1.06% |
| Holdings | 49 | 508 |
| YTD Return | +52.71%Best | +14.90% |
| 1Y Return | +45.09%Best | +17.30% |
| 3Y Return (annualized) | +50.30%Best | +23.04% |
| 5Y Return (annualized) | - | +13.97% |
| Volatility (annualized) | 30.8% | 12.6%Best |
| Max Drawdown | -31.3% | -18.8%Best |
| $10,000 over 3.4 years | $36,673Best | $19,471 |
| Top 10 Weight | 39.6% | 38.1%Best |
| Fund Family | Roundhill Investments | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 18, 2023 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 18, 2023 to Oct 9, 2026 (3.4 years).
CHAT vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
CHAT vs IVV Performance
Roundhill Generative AI & Technology ETF (CHAT) is an ETF from Roundhill Investments and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year CHAT returned +45.09% while IVV returned +17.30%. Year to date, CHAT is up 52.71% versus a gain of 14.90% for IVV.
Over three years, CHAT compounded at +50.30% per year against +23.04% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
CHAT has been the more volatile fund, with annualized monthly volatility of 30.8% compared with 12.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.3% for CHAT and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
CHAT charges 0.75% per year while IVV charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, CHAT currently yields 1.92% against 1.06% for IVV.
Holdings Overlap
47.9% of CHAT's money is in holdings IVV also owns. 30.4% of IVV's money is in holdings CHAT also owns.
The two portfolios partly overlap.
17 positions in common, counted across the 44 positions we hold weights for in CHAT and 505 in IVV, against full books of 49 and 508.
What only one of them owns
Our book lists 480 positions for IVV that do not appear in our book for CHAT (68.9% of the fund), and 7 for CHAT that do not appear in IVV (13.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CHAT | Weight in IVV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.90% | 8.00% | 1.10% |
| MSFTMicrosoft Corp | 4.00% | 5.57% | 1.57% |
| GOOGLAlphabet Inc,class A | 5.97% | 3.00% | 2.97% |
| AMZNAmazon.Com Inc | 3.59% | 3.80% | 0.21% |
| AVGOBroadcom Inc | 2.57% | 2.59% | 0.02% |
| METAMeta Platforms Inc | 2.49% | 2.15% | 0.34% |
| MUMicron Technology, Inc. | 2.95% | 1.66% | 1.29% |
| AMDAdvanced Micro Devices Inc | 2.90% | 1.27% | 1.63% |
| CRWDCrowdstrike Holdings Inc | 2.34% | 0.32% | 2.02% |
| COHRCoherent Corp | 2.25% | 0.09% | 2.16% |
47.9% of CHAT is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CHAT or IVV?
CHAT has an expense ratio of 0.75% while IVV charges 0.03%. IVV is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, CHAT or IVV?
Over the past year CHAT returned +45.09% vs +17.30% for IVV, so CHAT leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CHAT or IVV?
CHAT has been the more volatile fund at 30.8% annualized versus 12.6% for IVV. Worst drawdown: CHAT -31.3% vs IVV -18.8%.
Should I hold both CHAT and IVV?
CHAT and IVV have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between CHAT and IVV?
47.9% of CHAT's money is in holdings IVV also owns. 30.4% of IVV's is in holdings CHAT also owns. They hold 17 positions in common, counted across the 44 positions we hold weights for in CHAT and 505 in IVV.
Which pays a higher dividend, CHAT or IVV?
CHAT yields 1.92% while IVV yields 1.06%, so CHAT currently pays the higher dividend yield.
Is IVV better than CHAT?
IVV has a lower expense ratio. CHAT led over 1Y, 3Y and the full window. IVV is less concentrated, with 38.1% of the fund in its ten largest positions against 39.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.