DTD vs QQQ
WisdomTree US Total Dividend Fund vs Invesco QQQ Trust, Series 1
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. DTD offers more diversification with 801 holdings.
Side-by-Side Comparison
| Metric | DTD | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.28% | 0.18% | |
| AUM | $1.7B | $486.1B | |
| Dividend Yield | 1.82% | 0.44% | |
| Holdings | 801 | 107 | |
| YTD Return | +14.82% | +15.95% | |
| 1Y Return | +19.98% | +26.00% | |
| 3Y Return (annualized) | +18.24% | +24.11% | |
| 5Y Return (annualized) | +11.87% | +13.95% | |
| Volatility (annualized) | 14.6% | 30.6% | |
| Max Drawdown | -60.2% | -83.0% | |
| Fund Family | WisdomTree Investments | Invesco (US) | |
| Category | Equity | Equity | |
| Inception | Jun 16, 2006 | Mar 10, 1999 |
DTD vs QQQ Performance
WisdomTree US Total Dividend Fund (DTD) is a ETF from WisdomTree Investments and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year DTD returned +19.98% while QQQ returned +26.00%. Year to date, DTD is up 14.82% versus a gain of 15.95% for QQQ.
Over three years, DTD compounded at +18.24% per year against +24.11% for QQQ; over five years the annualized figures are +11.87% and +13.95% respectively. Across the full 20-year window we track, QQQ has the edge at +12.99% annualized vs +7.55%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 14.6% for DTD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.2% for DTD and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
DTD charges 0.28% per year while QQQ charges 0.18%. On a $10,000 position that is $28 vs $18 annually, a gap of $10 per year that compounds over a long holding period. On income, DTD currently yields 1.82% against 0.44% for QQQ.
Holdings Overlap
DTD and QQQ share 47 holdings out of 863 unique holdings combined, representing a 26.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, DTD or QQQ?
DTD has an expense ratio of 0.28% while QQQ charges 0.18%. QQQ is the cheaper option. On a $10,000 investment, that is $10 per year of difference.
Which performed better, DTD or QQQ?
Over the past year DTD returned +19.98% vs +26.00% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (20 years), DTD annualized +7.55% vs +12.99% for QQQ. Past performance does not guarantee future results.
Which is riskier, DTD or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 14.6% for DTD. Worst drawdown: DTD -60.2% vs QQQ -83.0%.
Should I hold both DTD and QQQ?
DTD and QQQ have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between DTD and QQQ?
DTD and QQQ share 47 common holdings with a 26.8% weight overlap. Combined, they hold 863 unique securities.
Which pays a higher dividend, DTD or QQQ?
DTD yields 1.82% while QQQ yields 0.44%, so DTD currently pays the higher dividend yield.
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