ECAT vs VOO

ECAT vs VOO

Which is better, ECAT or VOO?

Equity-oriented Balanced against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricECATVOO
Expense Ratio1.43%0.03%Best
AUM$1.5B$997.4B
Dividend Yield22.11%1.04%
Holdings1,008509
YTD Return+8.33%+12.37%Best
1Y Return+8.67%+16.61%Best
3Y Return (annualized)+19.07%+21.37%Best
5Y Return (annualized)+8.32%+13.49%Best
Volatility (annualized)17.7%15.7%Best
Max Drawdown-32.2%-24.5%Best
$10,000 over 5 years$14,912$18,827Best
Fund FamilyBlackRock, Inc. (US)Vanguard (US)
CategoryAllocation/BalancedEquity
StyleEquity-oriented BalancedLarge Cap Blend
InceptionSep 28, 2021Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Sep 28, 2021 to Sep 18, 2026 (5 years).

ECAT vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.

ECAT vs VOO Performance

BlackRock ESG Capital Allocation Term Trust (ECAT) is an ETF from BlackRock, Inc. (US) and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year ECAT returned +8.67% while VOO returned +16.61%. Year to date, ECAT is up 8.33% versus a gain of 12.37% for VOO.

Over three years, ECAT compounded at +19.07% per year against +21.37% for VOO; over five years the annualized figures are +8.32% and +13.49% respectively.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

ECAT has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 15.7% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.2% for ECAT and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

ECAT charges 1.43% per year while VOO charges 0.03%. On a $10,000 position that is $143 vs $3 annually, a gap of $140 per year that compounds over a long holding period. On income, ECAT currently yields 22.11% against 1.04% for VOO.

Holdings Overlap

VOO already in ECAT57.9%

At least 57.9% of VOO's money is in holdings ECAT also owns.

Stated as a floor: for ECAT, our book for it covers 79.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

The two holdings books were reported 212 days apart, ECAT as of Dec 31, 2025 and VOO as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

82 positions in common, counted across the 549 positions we hold weights for in ECAT and 494 in VOO, against full books of 1,008 and 509.

Top Shared Holdings

StockWeight in ECATWeight in VOODifference
NVDANvidia Corp4.02%7.55%3.53%
AAPLApple, Inc2.61%7.05%4.44%
MSFTMicrosoft Corp3.85%5.36%1.51%
GOOGAlphabet Inc3.04%2.62%0.42%
AMZNAmazon.Com Inc1.30%4.13%2.83%
AVGOBroadcom Inc1.45%2.86%1.41%
LLYEli Lilly & Co.2.13%1.41%0.72%
METAMeta Platforms Inc1.01%1.90%0.89%
JPMJpmorgan Chase1.17%1.46%0.29%
MAMastercard Inc1.70%0.72%0.98%

57.9% of VOO is already inside ECAT.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

ECATVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, ECAT or VOO?

ECAT has an expense ratio of 1.43% while VOO charges 0.03%. VOO is the cheaper option, by $140 a year on a $10,000 investment.

Which performed better, ECAT or VOO?

Over the past year ECAT returned +8.67% vs +16.61% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, ECAT or VOO?

ECAT has been the more volatile fund at 17.7% annualized versus 15.7% for VOO. Worst drawdown: ECAT -32.2% vs VOO -24.5%.

Should I hold both ECAT and VOO?

ECAT and VOO have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between ECAT and VOO?

At least 57.9% of VOO's money is in holdings ECAT also owns. Our book for ECAT is partial, so the real figure is this or higher. They hold 82 positions in common, counted across the 549 positions we hold weights for in ECAT and 494 in VOO.

Which pays a higher dividend, ECAT or VOO?

ECAT yields 22.11% while VOO yields 1.04%, so ECAT currently pays the higher dividend yield.

Is VOO better than ECAT?

VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.