EOD vs SCHD
Allspring Global Dividend Opportunity Fund vs Schwab US Dividend Equity ETF
Which is better, EOD or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. EOD led over 3Y and 5Y, SCHD over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | EOD | SCHD |
|---|---|---|
| Expense Ratio | 1.37% | 0.06%Best |
| AUM | $313M | $112.2B |
| Dividend Yield | 7.57% | 3.13% |
| Holdings | 397 | 103 |
| YTD Return | +19.01% | +27.56%Best |
| 1Y Return | +27.66% | +30.29%Best |
| 3Y Return (annualized) | +26.02%Best | +16.37% |
| 5Y Return (annualized) | +12.72%Best | +10.23% |
| Volatility (annualized) | 17.6% | 13.6%Best |
| Max Drawdown | -67.7% | -33.4%Best |
| $10,000 over 5 years | $18,197Best | $16,274 |
| Fund Family | Allspring Global Investments | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Mar 28, 2007 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 4, 2026 (14.9 years).
EOD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
EOD vs SCHD Performance
Allspring Global Dividend Opportunity Fund (EOD) is an ETF from Allspring Global Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year EOD returned +27.66% while SCHD returned +30.29%. Year to date, EOD is up 19.01% versus a gain of 27.56% for SCHD.
Over three years, EOD compounded at +26.02% per year against +16.37% for SCHD; over five years the annualized figures are +12.72% and +10.23% respectively. Across the full 15-year window we track, SCHD has the edge at +11.53% annualized vs +2.11%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EOD has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -67.7% for EOD and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EOD charges 1.37% per year while SCHD charges 0.06%. On a $10,000 position that is $137 vs $6 annually, a gap of $131 per year that compounds over a long holding period. On income, EOD currently yields 7.57% against 3.13% for SCHD.
Holdings Overlap
At least 8.0% of SCHD's money is in holdings EOD also owns.
Only one direction is shown: for EOD, our book for it lists positions totalling 114.2% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
SCHD and EOD share little of their money.
The two holdings books were reported 188 days apart, EOD as of Jan 31, 2026 and SCHD as of Aug 7, 2026, so some of the difference between them is the time between the two reports rather than the funds.
4 positions in common, counted across the 326 positions we hold weights for in EOD and 100 in SCHD, against full books of 397 and 103.
You are not choosing between two funds in isolation.
Whichever of EOD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, EOD or SCHD?
EOD has an expense ratio of 1.37% while SCHD charges 0.06%. SCHD is the cheaper option, by $131 a year on a $10,000 investment.
Which performed better, EOD or SCHD?
Over the past year EOD returned +27.66% vs +30.29% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EOD annualized +2.11% vs +11.53% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, EOD or SCHD?
EOD has been the more volatile fund at 17.6% annualized versus 13.6% for SCHD. Worst drawdown: EOD -67.7% vs SCHD -33.4%.
Should I hold both EOD and SCHD?
EOD and SCHD have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between EOD and SCHD?
At least 8.0% of SCHD's money is in holdings EOD also owns. Our book for EOD is partial, so the real figure is this or higher. They hold 4 positions in common, counted across the 326 positions we hold weights for in EOD and 100 in SCHD.
Which pays a higher dividend, EOD or SCHD?
EOD yields 7.57% while SCHD yields 3.13%, so EOD currently pays the higher dividend yield.
Is SCHD better than EOD?
SCHD has a lower expense ratio. EOD led over 3Y and 5Y, SCHD over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.