EPS vs SCHD
WisdomTree US LargeCap Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. EPS offers more diversification with 494 holdings.
Side-by-Side Comparison
| Metric | EPS | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.06% | |
| AUM | $1.6B | $103.7B | |
| Dividend Yield | 1.15% | 3.31% | |
| Holdings | 502 | 104 | |
| YTD Return | +14.99% | +24.26% | |
| 1Y Return | +25.81% | +31.38% | |
| 3Y Return (annualized) | +20.90% | +15.08% | |
| 5Y Return (annualized) | +13.01% | +9.72% | |
| Volatility (annualized) | 15.5% | 13.6% | |
| Max Drawdown | -55.6% | -33.4% | |
| Fund Family | WisdomTree Investments | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 23, 2007 | Oct 20, 2011 |
EPS vs SCHD Performance
WisdomTree US LargeCap Fund (EPS) is a ETF from WisdomTree Investments and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year EPS returned +25.81% while SCHD returned +31.38%. Year to date, EPS is up 14.99% versus a gain of 24.26% for SCHD.
Over three years, EPS compounded at +20.90% per year against +15.08% for SCHD; over five years the annualized figures are +13.01% and +9.72% respectively. Across the full 15-year window we track, SCHD has the edge at +11.39% annualized vs +8.97%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EPS has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.6% for EPS and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
EPS charges 0.08% per year while SCHD charges 0.06%. On a $10,000 position that is $8 vs $6 annually, a gap of $2 per year that compounds over a long holding period. On income, EPS currently yields 1.15% against 3.31% for SCHD.
Holdings Overlap
EPS and SCHD share 38 holdings out of 556 unique holdings combined, representing a 10.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EPS or SCHD?
EPS has an expense ratio of 0.08% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.
Which performed better, EPS or SCHD?
Over the past year EPS returned +25.81% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), EPS annualized +8.97% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, EPS or SCHD?
EPS has been the more volatile fund at 15.5% annualized versus 13.6% for SCHD. Worst drawdown: EPS -55.6% vs SCHD -33.4%.
Should I hold both EPS and SCHD?
EPS and SCHD have a monthly-return correlation of 0.88, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between EPS and SCHD?
EPS and SCHD share 38 common holdings with a 10.8% weight overlap. Combined, they hold 556 unique securities.
Which pays a higher dividend, EPS or SCHD?
EPS yields 1.15% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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