EPS vs VTI

Quick Verdict

VTI has a lower expense ratio. EPS delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: EPSMore Diversified: VTI

Side-by-Side Comparison

MetricEPSVTIWinner
Expense Ratio0.08%0.03%
AUM$1.6B$663.5B
Dividend Yield1.15%1.07%
Holdings5023,543
YTD Return+14.99%+14.20%
1Y Return+25.81%+24.16%
3Y Return (annualized)+20.90%+21.12%
5Y Return (annualized)+13.01%+12.37%
Volatility (annualized)15.5%15.3%
Max Drawdown-55.6%-56.6%
Fund FamilyWisdomTree InvestmentsVanguard (US)
CategoryEquityEquity
InceptionFeb 23, 2007May 24, 2001

EPS vs VTI Performance

WisdomTree US LargeCap Fund (EPS) is a ETF from WisdomTree Investments and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EPS returned +25.81% while VTI returned +24.16%. Year to date, EPS is up 14.99% versus a gain of 14.20% for VTI.

Over three years, EPS compounded at +20.90% per year against +21.12% for VTI; over five years the annualized figures are +13.01% and +12.37% respectively. Across the full 20-year window we track, EPS has the edge at +8.97% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

EPS has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -55.6% for EPS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

EPS charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, EPS currently yields 1.15% against 1.07% for VTI.

Holdings Overlap

66.2%overlap

EPS and VTI share 440 holdings out of 2837 unique holdings combined, representing a 66.2% weight overlap.

High overlap means holding both may not provide much additional diversification.

Top Shared Holdings

StockWeight in EPSWeight in VTIDifference
NVDA7.05%6.32%0.73%
AAPL5.12%5.84%0.72%
AMZN5.67%3.17%2.50%
GOOGProProPro
MSFTProProPro
METAProProPro
AVGOProProPro
JPM:USProProPro
XOMProProPro
MUProProPro
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Frequently Asked Questions

Which is cheaper, EPS or VTI?

EPS has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

Which performed better, EPS or VTI?

Over the past year EPS returned +25.81% vs +24.16% for VTI, so EPS leads on 1-year performance. Over the longest common window we track (20 years), EPS annualized +8.97% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, EPS or VTI?

EPS has been the more volatile fund at 15.5% annualized versus 15.3% for VTI. Worst drawdown: EPS -55.6% vs VTI -56.6%.

Should I hold both EPS and VTI?

EPS and VTI have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between EPS and VTI?

EPS and VTI share 440 common holdings with a 66.2% weight overlap. Combined, they hold 2837 unique securities.

Which pays a higher dividend, EPS or VTI?

EPS yields 1.15% while VTI yields 1.07%, so EPS currently pays the higher dividend yield.

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