EUSA vs VTI
iShares MSCI USA Equal Weighted ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | EUSA | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.03% | |
| AUM | $2.0B | $666.9B | |
| Dividend Yield | 1.45% | 1.07% | |
| Holdings | 534 | 3,543 | |
| YTD Return | +15.60% | +14.82% | |
| 1Y Return | +19.89% | +22.43% | |
| 3Y Return (annualized) | +16.78% | +21.93% | |
| 5Y Return (annualized) | +8.35% | +12.34% | |
| Volatility (annualized) | 15.5% | 15.4% | |
| Max Drawdown | -39.2% | -56.6% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 5, 2010 | May 24, 2001 |
EUSA vs VTI Performance
iShares MSCI USA Equal Weighted ETF (EUSA) is a ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year EUSA returned +19.89% while VTI returned +22.43%. Year to date, EUSA is up 15.60% versus a gain of 14.82% for VTI.
Over three years, EUSA compounded at +16.78% per year against +21.93% for VTI; over five years the annualized figures are +8.35% and +12.34% respectively. Across the full 16-year window we track, EUSA has the edge at +11.05% annualized vs +8.16%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
EUSA has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.2% for EUSA and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
EUSA charges 0.09% per year while VTI charges 0.03%. On a $10,000 position that is $9 vs $3 annually, a gap of $6 per year that compounds over a long holding period. On income, EUSA currently yields 1.45% against 1.07% for VTI.
Holdings Overlap
EUSA and VTI share 460 holdings out of 2821 unique holdings combined, representing a 39.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, EUSA or VTI?
EUSA has an expense ratio of 0.09% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, EUSA or VTI?
Over the past year EUSA returned +19.89% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), EUSA annualized +11.05% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, EUSA or VTI?
EUSA has been the more volatile fund at 15.5% annualized versus 15.4% for VTI. Worst drawdown: EUSA -39.2% vs VTI -56.6%.
Should I hold both EUSA and VTI?
EUSA and VTI have a monthly-return correlation of 0.96, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between EUSA and VTI?
EUSA and VTI share 460 common holdings with a 39.2% weight overlap. Combined, they hold 2821 unique securities.
Which pays a higher dividend, EUSA or VTI?
EUSA yields 1.45% while VTI yields 1.07%, so EUSA currently pays the higher dividend yield.
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