FFLV vs VTI
Fidelity Fundamental Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, FFLV or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. FFLV led over 1Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | FFLV | VTI |
|---|---|---|
| Expense Ratio | 0.38% | 0.03%Best |
| AUM | $16M | $666.9B |
| Dividend Yield | 1.34% | 1.03% |
| Holdings | 114 | 3,543 |
| YTD Return | +13.00% | +13.10%Best |
| 1Y Return | +20.74%Best | +17.01% |
| 3Y Return (annualized) | - | +22.26% |
| 5Y Return (annualized) | - | +11.98% |
| Volatility (annualized) | 12.5% | 12.2%Best |
| Max Drawdown | -16.7%Best | -19.3% |
| $10,000 over 2.6 years | $14,288 | $15,592Best |
| Top 10 Weight | 33.5% | 33.3%Best |
| Fund Family | Fidelity Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Feb 9, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 26, 2024 to Sep 24, 2026 (2.6 years).
FFLV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
FFLV vs VTI Performance
Fidelity Fundamental Large Cap Value ETF (FFLV) is an ETF from Fidelity Investments (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year FFLV returned +20.74% while VTI returned +17.01%. Year to date, FFLV is up 13.00% versus a gain of 13.10% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FFLV has been the more volatile fund, with annualized monthly volatility of 12.5% compared with 12.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.7% for FFLV and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
FFLV charges 0.38% per year while VTI charges 0.03%. On a $10,000 position that is $38 vs $3 annually, a gap of $35 per year that compounds over a long holding period. On income, FFLV currently yields 1.34% against 1.03% for VTI.
Holdings Overlap
90.9% of FFLV's money is in holdings VTI also owns. 33.6% of VTI's money is in holdings FFLV also owns.
Most of FFLV is already inside VTI. Owning both mostly buys the same companies twice.
99 positions in common, counted across the 111 positions we hold weights for in FFLV and 3,463 in VTI, against full books of 114 and 3,543.
What only one of them owns
Our book lists 1,056 positions for VTI that do not appear in our book for FFLV (64.0% of the fund), and 1 for FFLV that do not appear in VTI (1.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in FFLV | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 4.86% | 6.29% | 1.43% |
| AMZNAmazon.Com Inc | 6.96% | 3.65% | 3.31% |
| MSFTMicrosoft Corp | 4.87% | 4.79% | 0.08% |
| XOMExxon Mobil Corp. | 3.92% | 0.89% | 3.03% |
| GOOGLAlphabet Inc,class A | 0.76% | 2.90% | 2.14% |
| WFCWells Fargo & Co. | 2.47% | 0.37% | 2.10% |
| BACBank Of America Corp. | 2.25% | 0.55% | 1.70% |
| MRKMerck & Company Inc | 2.33% | 0.45% | 1.88% |
| JNJJohnson & Johnson - Common | 1.81% | 0.86% | 0.95% |
| CSCOCisco Systems Inc. - Ordinary Shares | 1.89% | 0.57% | 1.32% |
90.9% of FFLV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, FFLV or VTI?
FFLV has an expense ratio of 0.38% while VTI charges 0.03%. VTI is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, FFLV or VTI?
Over the past year FFLV returned +20.74% vs +17.01% for VTI, so FFLV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, FFLV or VTI?
FFLV has been the more volatile fund at 12.5% annualized versus 12.2% for VTI. Worst drawdown: FFLV -16.7% vs VTI -19.3%.
Should I hold both FFLV and VTI?
FFLV and VTI have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between FFLV and VTI?
90.9% of FFLV's money is in holdings VTI also owns. 33.6% of VTI's is in holdings FFLV also owns. They hold 99 positions in common, counted across the 111 positions we hold weights for in FFLV and 3,463 in VTI.
Which pays a higher dividend, FFLV or VTI?
FFLV yields 1.34% while VTI yields 1.03%, so FFLV currently pays the higher dividend yield.
Is VTI better than FFLV?
VTI has a lower expense ratio. FFLV led over 1Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.