FLAG vs IVV

FLAG vs IVV

Which is better, FLAG or IVV?

IVV has been ahead.

IVV has a lower expense ratio. IVV led over 1Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 45.4%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLAGIVV
Expense Ratio0.29%0.03%Best
AUM$2M$886.7B
Dividend Yield0.84%1.10%
Holdings52508
Volatility (annualized)13.6%Best19.4%
Max Drawdown-43.9%-24.5%Best
$10,000 over 1.9 years$8,146$9,966Best
Top 10 Weight45.4%37.9%Best
Fund FamilyGlobal X by mirae AssetiShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionApr 15, 2025May 15, 2000

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 1088 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FLAG has data through Sep 12, 2023 and IVV through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Nov 1, 2021 to Sep 12, 2023 (1.9 years).

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.6% for FLAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.9% for FLAG and -24.5% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.24. They move largely independently of each other.

Fees and Cost Over Time

FLAG charges 0.29% per year while IVV charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, FLAG currently yields 0.84% against 1.10% for IVV.

Holdings Overlap

FLAG already in IVV99.9%
IVV already in FLAG27.1%

99.9% of FLAG's money is in holdings IVV also owns. 27.1% of IVV's money is in holdings FLAG also owns.

Most of FLAG is already inside IVV. Owning both mostly buys the same companies twice.

50 positions in common, counted across the 50 positions we hold weights for in FLAG and 505 in IVV, against full books of 52 and 508.

What only one of them owns

Measured across the 50 and 505 positions we hold weights for.

IVV holds 447 positions FLAG does not, 72.2% of the fund.

Largest: AAPL 6.86%, GOOGL 3.19%, AVGO 2.98%, GOOG 2.56%, META 1.94%

Top Shared Holdings

StockWeight in FLAGWeight in IVVDifference
NVDANvidia Corp.4.51%7.98%3.47%
MSFTMicrosoft Corp 4.100 Feb 06 375.29%5.44%0.15%
AMZNAmazon.Com Inc4.96%4.01%0.95%
LLYEli Lilly & Co.4.21%1.39%2.82%
ABBVAbbvie Inc.4.61%0.65%3.96%
HDHome Depot Inc/The4.65%0.53%4.12%
CSCOCisco Systems Inc. - Ordinary Shares4.37%0.72%3.65%
MRKMerck & Company Inc4.58%0.48%4.10%
UNHUnitedhealth Group Incorporated4.26%0.56%3.70%
WMTWalmart, Inc.3.94%0.74%3.20%

99.9% of FLAG is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FLAGIVV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLAG or IVV?

FLAG has an expense ratio of 0.29% while IVV charges 0.03%. IVV is the cheaper option, by $26 a year on a $10,000 investment.

Which is riskier, FLAG or IVV?

IVV has been the more volatile fund at 19.4% annualized versus 13.6% for FLAG. Worst drawdown: FLAG -43.9% vs IVV -24.5%.

Should I hold both FLAG and IVV?

FLAG and IVV have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FLAG and IVV?

99.9% of FLAG's money is in holdings IVV also owns. 27.1% of IVV's is in holdings FLAG also owns. They hold 50 positions in common, counted across the 50 positions we hold weights for in FLAG and 505 in IVV.

Which pays a higher dividend, FLAG or IVV?

FLAG yields 0.84% while IVV yields 1.10%, so IVV currently pays the higher dividend yield.

Is IVV better than FLAG?

IVV has a lower expense ratio. IVV led over 1Y and the full window. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 45.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.