FLAG vs VTI

FLAG vs VTI

Which is better, FLAG or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricFLAGVTI
Expense Ratio0.29%0.03%Best
AUM$2M$666.9B
Dividend Yield0.84%1.07%
Holdings523,543
Volatility (annualized)13.6%Best19.4%
Max Drawdown-43.9%-25.4%Best
$10,000 over 1.9 years$8,146$9,564Best
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionApr 15, 2025May 24, 2001

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 1088 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. FLAG has data through Sep 12, 2023 and VTI through Sep 4, 2026.

Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Nov 1, 2021 to Sep 12, 2023 (1.9 years).

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 13.6% for FLAG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.9% for FLAG and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.25. They move largely independently of each other.

Fees and Cost Over Time

FLAG charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, FLAG currently yields 0.84% against 1.07% for VTI.

Holdings Overlap

FLAG already in VTI98.8%

At least 98.8% of FLAG's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of FLAG is already inside VTI. Owning both mostly buys the same companies twice.

48 positions in common, counted across the 50 positions we hold weights for in FLAG and 2,787 in VTI, against full books of 52 and 3,543.

What only one of them owns

Measured across the 50 and 2,787 positions we hold weights for.

VTI holds 637 positions FLAG does not, 69.9% of the fund.

Largest: AAPL 5.84%, GOOGL 2.88%, AVGO 2.46%, GOOG 2.27%, MU 1.79%

Top Shared Holdings

StockWeight in FLAGWeight in VTIDifference
NVDANvidia Corp.4.51%6.32%1.81%
MSFTMicrosoft Corp 4.100 Feb 06 375.29%3.81%1.48%
AMZNAmazon.Com Inc4.96%3.17%1.79%
LLYEli Lilly & Co.4.21%1.40%2.81%
ABBVAbbvie Inc.4.61%0.61%4.00%
HDHome Depot Inc/The4.65%0.48%4.17%
MRKMerck & Company Inc4.58%0.44%4.14%
CSCOCisco Systems Inc. - Ordinary Shares4.37%0.57%3.80%
UNHUnitedhealth Group Incorporated4.26%0.52%3.74%
WMTWalmart, Inc.3.94%0.68%3.26%

98.8% of FLAG is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

FLAGVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, FLAG or VTI?

FLAG has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.

Which is riskier, FLAG or VTI?

VTI has been the more volatile fund at 19.4% annualized versus 13.6% for FLAG. Worst drawdown: FLAG -43.9% vs VTI -25.4%.

Should I hold both FLAG and VTI?

FLAG and VTI have a monthly-return correlation of 0.25, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between FLAG and VTI?

At least 98.8% of FLAG's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 48 positions in common, counted across the 50 positions we hold weights for in FLAG and 2,787 in VTI.

Which pays a higher dividend, FLAG or VTI?

FLAG yields 0.84% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

Is VTI better than FLAG?

VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.