FLOW vs SCHD
FLOW vs SCHD
Global X US Cash Flow Kings 100 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. FLOW delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | FLOW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.06% | |
| AUM | $30M | $103.7B | |
| Dividend Yield | 2.10% | 3.31% | |
| Holdings | 102 | 104 | |
| YTD Return | +20.02% | +24.26% | |
| 1Y Return | +37.98% | +31.38% | |
| 3Y Return (annualized) | +19.12% | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 13.8% | 13.6% | |
| Max Drawdown | -21.6% | -33.4% | |
| Fund Family | Global X by mirae Asset | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jul 10, 2023 | Oct 20, 2011 |
FLOW vs SCHD Performance
Global X US Cash Flow Kings 100 ETF (FLOW) is a ETF from Global X by mirae Asset and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year FLOW returned +37.98% while SCHD returned +31.38%. Year to date, FLOW is up 20.02% versus a gain of 24.26% for SCHD.
Over three years, FLOW compounded at +19.12% per year against +15.08% for SCHD. Across the full 3-year window we track, FLOW has the edge at +20.00% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
FLOW has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.6% for FLOW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
FLOW charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, FLOW currently yields 2.10% against 3.31% for SCHD.
Holdings Overlap
FLOW and SCHD share 10 holdings out of 174 unique holdings combined, representing a 4.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in FLOW | Weight in SCHD | Difference |
|---|---|---|---|
| CMCSA | 2.66% | 2.19% | 0.47% |
| BBY | 1.88% | 0.43% | 1.45% |
| APA | 1.71% | 0.33% | 1.38% |
| DINO | Pro | Pro | Pro |
| M | Pro | Pro | Pro |
| SWKS | Pro | Pro | Pro |
| DVN | Pro | Pro | Pro |
| BAH | Pro | Pro | Pro |
| RHI | Pro | Pro | Pro |
| FLO | Pro | Pro | Pro |
See all 10 holdings FLOW shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, FLOW or SCHD?
FLOW has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $19 per year of difference.
Which performed better, FLOW or SCHD?
Over the past year FLOW returned +37.98% vs +31.38% for SCHD, so FLOW leads on 1-year performance. Over the longest common window we track (3 years), FLOW annualized +20.00% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, FLOW or SCHD?
FLOW has been the more volatile fund at 13.8% annualized versus 13.6% for SCHD. Worst drawdown: FLOW -21.6% vs SCHD -33.4%.
Should I hold both FLOW and SCHD?
FLOW and SCHD have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between FLOW and SCHD?
FLOW and SCHD share 10 common holdings with a 4.2% weight overlap. Combined, they hold 174 unique securities.
Which pays a higher dividend, FLOW or SCHD?
FLOW yields 2.10% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.