FLOW vs IVV

Quick Verdict

IVV has a lower expense ratio. FLOW delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: FLOWMore Diversified: IVV

Side-by-Side Comparison

MetricFLOWIVVWinner
Expense Ratio0.25%0.03%
AUM$30M$865.2B
Dividend Yield2.10%1.09%
Holdings102508
YTD Return+20.02%+13.80%
1Y Return+37.98%+23.70%
3Y Return (annualized)+19.12%+21.49%
5Y Return (annualized)-+13.43%
Volatility (annualized)13.8%15.1%
Max Drawdown-21.6%-56.5%
Fund FamilyGlobal X by mirae AssetiShares by BlackRock (US)
CategoryEquityEquity
InceptionJul 10, 2023May 15, 2000

FLOW vs IVV Performance

Global X US Cash Flow Kings 100 ETF (FLOW) is a ETF from Global X by mirae Asset and iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US). Over the past year FLOW returned +37.98% while IVV returned +23.70%. Year to date, FLOW is up 20.02% versus a gain of 13.80% for IVV.

Over three years, FLOW compounded at +19.12% per year against +21.49% for IVV. Across the full 3-year window we track, FLOW has the edge at +20.00% annualized vs +7.05%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.8% for FLOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.6% for FLOW and -56.5% for IVV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

FLOW charges 0.25% per year while IVV charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, FLOW currently yields 2.10% against 1.09% for IVV.

Holdings Overlap

1.7%overlap

FLOW and IVV share 21 holdings out of 568 unique holdings combined, representing a 1.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FLOWWeight in IVVDifference
MCK2.69%0.15%2.54%
CMCSA2.66%0.13%2.53%
CRM2.23%0.22%2.01%
ADBEProProPro
INCYProProPro
WDAYProProPro
NTAPProProPro
NUVLProProPro
BBYProProPro
CFProProPro
See all 10 holdings FLOW shares with IVV
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Frequently Asked Questions

Which is cheaper, FLOW or IVV?

FLOW has an expense ratio of 0.25% while IVV charges 0.03%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, FLOW or IVV?

Over the past year FLOW returned +37.98% vs +23.70% for IVV, so FLOW leads on 1-year performance. Over the longest common window we track (3 years), FLOW annualized +20.00% vs +7.05% for IVV. Past performance does not guarantee future results.

Which is riskier, FLOW or IVV?

IVV has been the more volatile fund at 15.1% annualized versus 13.8% for FLOW. Worst drawdown: FLOW -21.6% vs IVV -56.5%.

Should I hold both FLOW and IVV?

FLOW and IVV have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FLOW and IVV?

FLOW and IVV share 21 common holdings with a 1.7% weight overlap. Combined, they hold 568 unique securities.

Which pays a higher dividend, FLOW or IVV?

FLOW yields 2.10% while IVV yields 1.09%, so FLOW currently pays the higher dividend yield.

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