FNGO vs SPY

FNGO vs SPY
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Quick Verdict

SPY has a lower expense ratio. FNGO delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: FNGOMore Diversified: SPY

Side-by-Side Comparison

MetricFNGOSPYWinner
Expense Ratio0.95%0.09%
AUM$772M$821.1B
Dividend Yield0.00%1.01%
Holdings10505
YTD Return+28.81%+12.22%
1Y Return+32.88%+20.83%
3Y Return (annualized)+60.08%+21.70%
5Y Return (annualized)+27.97%+12.98%
Volatility (annualized)56.1%15.3%
Max Drawdown-78.4%-56.5%
Fund FamilyBMO Capital MarketsState Street Investment Management
CategoryAlternativeEquity
InceptionAug 1, 2018Jan 22, 1993

FNGO vs SPY Performance

MicroSectors FANG+ Index 2X Leveraged ETN (FNGO) is a ETF from BMO Capital Markets and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year FNGO returned +32.88% while SPY returned +20.83%. Year to date, FNGO is up 28.81% versus a gain of 12.22% for SPY.

Over three years, FNGO compounded at +60.08% per year against +21.70% for SPY; over five years the annualized figures are +27.97% and +12.98% respectively. Across the full 8-year window we track, FNGO has the edge at +39.01% annualized vs +8.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

FNGO has been the more volatile fund, with annualized monthly volatility of 56.1% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -78.4% for FNGO and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

FNGO charges 0.95% per year while SPY charges 0.09%. On a $10,000 position that is $95 vs $9 annually, a gap of $86 per year that compounds over a long holding period. On income, FNGO currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

34.9%overlap

FNGO and SPY share 10 holdings out of 504 unique holdings combined, representing a 34.9% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in FNGOWeight in SPYDifference
NVDA10.34%7.71%2.63%
AAPL10.99%6.83%4.16%
MSFT10.28%5.50%4.78%
AMZNProProPro
AVGOProProPro
METAProProPro
GOOGLProProPro
MUProProPro
PLTRProProPro
NFLXProProPro
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Frequently Asked Questions

Which is cheaper, FNGO or SPY?

FNGO has an expense ratio of 0.95% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, FNGO or SPY?

Over the past year FNGO returned +32.88% vs +20.83% for SPY, so FNGO leads on 1-year performance. Over the longest common window we track (8 years), FNGO annualized +39.01% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, FNGO or SPY?

FNGO has been the more volatile fund at 56.1% annualized versus 15.3% for SPY. Worst drawdown: FNGO -78.4% vs SPY -56.5%.

Should I hold both FNGO and SPY?

FNGO and SPY have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between FNGO and SPY?

FNGO and SPY share 10 common holdings with a 34.9% weight overlap. Combined, they hold 504 unique securities.

Which pays a higher dividend, FNGO or SPY?

FNGO yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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