GFLW vs VTI
VictoryShares Free Cash Flow Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, GFLW or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. GFLW is less concentrated, with 27.9% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | GFLW | VTI |
|---|---|---|
| Expense Ratio | 0.39% | 0.03%Best |
| AUM | $1.1B | $689.2B |
| Dividend Yield | 0.35% | 1.06% |
| Holdings | 204 | 3,542 |
| YTD Return | +8.84% | +11.23%Best |
| 1Y Return | +6.64% | +12.01%Best |
| 3Y Return (annualized) | - | +21.03% |
| 5Y Return (annualized) | - | +10.44% |
| Volatility (annualized) | 19.4% | 12.3%Best |
| Max Drawdown | -24.1% | -19.3%Best |
| $10,000 over 1.9 years | $12,128 | $12,514Best |
| Top 10 Weight | 27.9%Best | 34.6% |
| Fund Family | Victory Capital Management Inc. | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 3, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Dec 4, 2024 to Nov 9, 2026 (1.9 years).
GFLW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
GFLW vs VTI Performance
VictoryShares Free Cash Flow Growth ETF (GFLW) is an ETF from Victory Capital Management Inc. and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year GFLW returned +6.64% while VTI returned +12.01%. Year to date, GFLW is up 8.84% versus a gain of 11.23% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
GFLW has been the more volatile fund, with annualized monthly volatility of 19.4% compared with 12.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.1% for GFLW and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
GFLW charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, GFLW currently yields 0.35% against 1.06% for VTI.
Holdings Overlap
95.5% of GFLW's money is in holdings VTI also owns. 21.4% of VTI's money is in holdings GFLW also owns.
Most of GFLW is already inside VTI. Owning both mostly buys the same companies twice.
97 positions in common, counted across the 100 positions we hold weights for in GFLW and 3,464 in VTI, against full books of 204 and 3,542.
What only one of them owns
Our book lists 1,033 positions for VTI that do not appear in our book for GFLW (75.6% of the fund), and 2 for GFLW that do not appear in VTI (2.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in GFLW | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 3.42% | 7.13% | 3.71% |
| LLYEli Lilly & Co | 3.65% | 1.34% | 2.31% |
| CATCaterpillar Inc | 3.10% | 0.51% | 2.59% |
| AVGOBroadcom Inc | 1.33% | 2.28% | 0.95% |
| DELLDell Technologies Inc | 3.30% | 0.21% | 3.09% |
| SNDKVSandisk Corp. | 2.91% | 0.35% | 2.56% |
| LRCXLam Research Corporation | 2.23% | 0.56% | 1.67% |
| AMATApplied Material | 2.23% | 0.55% | 1.68% |
| CAHCardinal Health | 2.62% | 0.07% | 2.55% |
| GEVGe Vernova | 2.04% | 0.35% | 1.69% |
95.5% of GFLW is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, GFLW or VTI?
GFLW has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, GFLW or VTI?
Over the past year GFLW returned +6.64% vs +12.01% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), GFLW annualized +10.69% vs +12.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, GFLW or VTI?
GFLW has been the more volatile fund at 19.4% annualized versus 12.3% for VTI. Worst drawdown: GFLW -24.1% vs VTI -19.3%.
Should I hold both GFLW and VTI?
GFLW and VTI have a monthly-return correlation of 0.83, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between GFLW and VTI?
95.5% of GFLW's money is in holdings VTI also owns. 21.4% of VTI's is in holdings GFLW also owns. They hold 97 positions in common, counted across the 100 positions we hold weights for in GFLW and 3,464 in VTI.
Which pays a higher dividend, GFLW or VTI?
GFLW yields 0.35% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than GFLW?
VTI has a lower expense ratio. VTI led over 1Y and the full window. GFLW is less concentrated, with 27.9% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.