GLOF vs SCHD

GLOF vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GLOF offers more diversification with 708 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: GLOF

Side-by-Side Comparison

MetricGLOFSCHDWinner
Expense Ratio0.20%0.06%
AUM$225M$108.7B
Dividend Yield1.58%3.13%
Holdings708104
YTD Return+16.44%+28.70%
1Y Return+24.15%+31.07%
3Y Return (annualized)+23.04%+16.88%
5Y Return (annualized)+12.07%+10.20%
Volatility (annualized)15.0%13.7%
Max Drawdown-36.7%-33.4%
Fund FamilyiShares by BlackRock (US)Charles Schwab Asset Management
CategoryEquityEquity
InceptionApr 28, 2015Oct 20, 2011

GLOF vs SCHD Performance

iShares Global Equity Factor ETF (GLOF) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GLOF returned +24.15% while SCHD returned +31.07%. Year to date, GLOF is up 16.44% versus a gain of 28.70% for SCHD.

Over three years, GLOF compounded at +23.04% per year against +16.88% for SCHD; over five years the annualized figures are +12.07% and +10.20% respectively. Across the full 11-year window we track, SCHD has the edge at +11.62% annualized vs +9.30%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GLOF has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.7% for GLOF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GLOF charges 0.20% per year while SCHD charges 0.06%. On a $10,000 position that is $20 vs $6 annually, a gap of $14 per year that compounds over a long holding period. On income, GLOF currently yields 1.58% against 3.13% for SCHD.

Holdings Overlap

4.8%overlap

GLOF and SCHD share 21 holdings out of 711 unique holdings combined, representing a 4.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GLOFWeight in SCHDDifference
AMGN0.26%4.62%4.36%
ABT0.15%4.70%4.55%
MRK0.50%4.26%3.76%
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Frequently Asked Questions

Which is cheaper, GLOF or SCHD?

GLOF has an expense ratio of 0.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $14 per year of difference.

Which performed better, GLOF or SCHD?

Over the past year GLOF returned +24.15% vs +31.07% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (11 years), GLOF annualized +9.30% vs +11.62% for SCHD. Past performance does not guarantee future results.

Which is riskier, GLOF or SCHD?

GLOF has been the more volatile fund at 15.0% annualized versus 13.7% for SCHD. Worst drawdown: GLOF -36.7% vs SCHD -33.4%.

Should I hold both GLOF and SCHD?

GLOF and SCHD have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GLOF and SCHD?

GLOF and SCHD share 21 common holdings with a 4.8% weight overlap. Combined, they hold 711 unique securities.

Which pays a higher dividend, GLOF or SCHD?

GLOF yields 1.58% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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