GUG vs VOO

GUG vs VOO

Which is better, GUG or VOO?

Allocation/Balanced against Large Cap Blend.

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricGUGVOO
Expense Ratio2.22%0.03%Best
AUM$542M$997.4B
Dividend Yield8.71%1.08%
Holdings1,262509
YTD Return+7.02%+13.37%Best
1Y Return+4.54%+20.08%Best
3Y Return (annualized)+13.58%+21.29%Best
5Y Return (annualized)-+12.89%
Volatility (annualized)15.4%Best15.7%
Max Drawdown-32.8%-24.5%Best
$10,000 over 4.8 years$11,949$17,601Best
Fund FamilyGuggenheim InvestmentsVanguard (US)
CategoryAllocation/BalancedEquity
StyleAllocation/BalancedLarge Cap Blend
InceptionNov 23, 2021Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Nov 24, 2021 to Sep 4, 2026 (4.8 years).

GUG vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.

GUG vs VOO Performance

Guggenheim Active Allocation Fund (GUG) is an ETF from Guggenheim Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year GUG returned +4.54% while VOO returned +20.08%. Year to date, GUG is up 7.02% versus a gain of 13.37% for VOO.

Over three years, GUG compounded at +13.58% per year against +21.29% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.4% for GUG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -32.8% for GUG and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GUG charges 2.22% per year while VOO charges 0.03%. On a $10,000 position that is $222 vs $3 annually, a gap of $219 per year that compounds over a long holding period. On income, GUG currently yields 8.71% against 1.08% for VOO.

Holdings Overlap

VOO already in GUG7.1%

At least 7.1% of VOO's money is in holdings GUG also owns.

Stated as a floor: for GUG, our book for it covers 62.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

VOO and GUG share little of their money.

The two holdings books were reported 212 days apart, GUG as of Nov 30, 2025 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

40 positions in common, counted across the 777 positions we hold weights for in GUG and 505 in VOO, against full books of 1,262 and 509.

Top Shared Holdings

StockWeight in GUGWeight in VOODifference
JPMJpmorgan Chase0.25%1.26%1.01%
LLYEli Lilly & Co.0.00%1.47%1.47%
GSGoldman Sachs Group Inc/The0.89%0.44%0.45%
CCitigroup Inc.0.88%0.36%0.52%
BKBank Of New York Mellon Corp0.88%0.15%0.73%
BACBank of America Corp.: Financials0.43%0.58%0.15%
WFCWells Fargo & Co.0.44%0.39%0.05%
ABBVAbbvie Inc.0.00%0.69%0.69%
NEENextera Energy Inc0.08%0.28%0.20%
DISWalt Disney Co0.04%0.26%0.22%

You are not choosing between two funds in isolation.

Whichever of GUG and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

GUGVOO

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, GUG or VOO?

GUG has an expense ratio of 2.22% while VOO charges 0.03%. VOO is the cheaper option, by $219 a year on a $10,000 investment.

Which performed better, GUG or VOO?

Over the past year GUG returned +4.54% vs +20.08% for VOO, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, GUG or VOO?

VOO has been the more volatile fund at 15.7% annualized versus 15.4% for GUG. Worst drawdown: GUG -32.8% vs VOO -24.5%.

Should I hold both GUG and VOO?

GUG and VOO have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between GUG and VOO?

At least 7.1% of VOO's money is in holdings GUG also owns. Our book for GUG is partial, so the real figure is this or higher. They hold 40 positions in common, counted across the 777 positions we hold weights for in GUG and 505 in VOO.

Which pays a higher dividend, GUG or VOO?

GUG yields 8.71% while VOO yields 1.08%, so GUG currently pays the higher dividend yield.

Is VOO better than GUG?

VOO has a lower expense ratio. VOO led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.