GVLU vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. GVLU offers more diversification with 473 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: GVLU

Side-by-Side Comparison

MetricGVLUSCHDWinner
Expense Ratio0.50%0.06%
AUM$251M$103.7B
Dividend Yield6.02%3.31%
Holdings476104
YTD Return+15.97%+25.62%
1Y Return+27.46%+32.62%
3Y Return (annualized)+15.38%+15.58%
5Y Return (annualized)-+9.63%
Volatility (annualized)17.1%13.6%
Max Drawdown-20.8%-33.4%
Fund FamilyGotham ETFsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJun 7, 2022Oct 20, 2011

GVLU vs SCHD Performance

Gotham 1000 Value ETF (GVLU) is a ETF from Gotham ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year GVLU returned +27.46% while SCHD returned +32.62%. Year to date, GVLU is up 15.97% versus a gain of 25.62% for SCHD.

Over three years, GVLU compounded at +15.38% per year against +15.58% for SCHD. Across the full 4-year window we track, GVLU has the edge at +12.54% annualized vs +11.47%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

GVLU has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.8% for GVLU and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

GVLU charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, GVLU currently yields 6.02% against 3.31% for SCHD.

Holdings Overlap

7.6%overlap

GVLU and SCHD share 39 holdings out of 534 unique holdings combined, representing a 7.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in GVLUWeight in SCHDDifference
UNH0.07%4.54%4.47%
MRK0.06%4.32%4.26%
PG0.07%4.15%4.08%
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Frequently Asked Questions

Which is cheaper, GVLU or SCHD?

GVLU has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $44 per year of difference.

Which performed better, GVLU or SCHD?

Over the past year GVLU returned +27.46% vs +32.62% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), GVLU annualized +12.54% vs +11.47% for SCHD. Past performance does not guarantee future results.

Which is riskier, GVLU or SCHD?

GVLU has been the more volatile fund at 17.1% annualized versus 13.6% for SCHD. Worst drawdown: GVLU -20.8% vs SCHD -33.4%.

Should I hold both GVLU and SCHD?

GVLU and SCHD have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between GVLU and SCHD?

GVLU and SCHD share 39 common holdings with a 7.6% weight overlap. Combined, they hold 534 unique securities.

Which pays a higher dividend, GVLU or SCHD?

GVLU yields 6.02% while SCHD yields 3.31%, so GVLU currently pays the higher dividend yield.

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