IALT vs VTI

IALT vs VTI

Which is better, IALT or VTI?

Multi Alternative against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIALTVTI
Expense Ratio0.99%0.03%Best
AUM$5.7B$666.9B
Dividend Yield0.39%1.03%
Holdings2,3113,543
YTD Return+15.08%Best+11.65%
1Y Return-+17.34%
3Y Return (annualized)-+20.35%
5Y Return (annualized)-+11.72%
Fund FamilyiShares by BlackRock (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Blend
InceptionDec 9, 2025May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

IALT vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IALT vs VTI Performance

iShares Systematic Alternatives Active ETF (IALT) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, IALT is up 15.08% versus a gain of 11.65% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

IALT charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, IALT currently yields 0.39% against 1.03% for VTI.

Holdings Overlap

IALT already in VTI52.8%

At least 52.8% of IALT's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 90.6% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

The two portfolios partly overlap.

716 positions in common, counted across the 1,584 positions we hold weights for in IALT and 2,787 in VTI, against full books of 2,311 and 3,543.

Top Shared Holdings

StockWeight in IALTWeight in VTIDifference
AAPLApple, Inc0.21%5.84%5.63%
MSFTMicrosoft Corp 4.100 Feb 06 370.19%3.81%3.62%
GOOGLAlphabet A Usd 0.0010.05%2.88%2.83%
GOOGAlphabet Inc0.31%2.27%1.96%
AVGOBroadcom Inc0.04%2.46%2.42%
MUMicron Technology, Inc.0.07%1.79%1.72%
TSLATesla Inc0.03%1.63%1.60%
LLYEli Lilly & Co.0.06%1.40%1.34%
ICEInterContinental Hotels Group PLC Ord Gbp0.2085213031.12%0.10%1.02%
BACBank Of America Corp.0.69%0.50%0.19%

52.8% of IALT is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IALTVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IALT or VTI?

IALT has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.

What is the holdings overlap between IALT and VTI?

At least 52.8% of IALT's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 716 positions in common, counted across the 1,584 positions we hold weights for in IALT and 2,787 in VTI.

Which pays a higher dividend, IALT or VTI?

IALT yields 0.39% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than IALT?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.