IALT vs SCHD
iShares Systematic Alternatives Active ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IALT offers more diversification with 2,311 holdings.
Side-by-Side Comparison
| Metric | IALT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.06% | |
| AUM | $5.5B | $108.7B | |
| Dividend Yield | 0.40% | 3.13% | |
| Holdings | 2,311 | 104 | |
| YTD Return | +14.49% | +28.70% | |
| 1Y Return | - | +32.27% | |
| 3Y Return (annualized) | - | +17.27% | |
| 5Y Return (annualized) | - | +10.23% | |
| Volatility (annualized) | - | 13.7% | |
| Max Drawdown | -2.3% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Dec 9, 2025 | Oct 20, 2011 |
IALT vs SCHD Performance
iShares Systematic Alternatives Active ETF (IALT) is a ETF from iShares by BlackRock (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, IALT is up 14.49% versus a gain of 28.70% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.3% for IALT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IALT charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, IALT currently yields 0.40% against 3.13% for SCHD.
Holdings Overlap
IALT and SCHD share 52 holdings out of 1633 unique holdings combined, representing a 5.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IALT or SCHD?
IALT has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
What is the holdings overlap between IALT and SCHD?
IALT and SCHD share 52 common holdings with a 5.2% weight overlap. Combined, they hold 1633 unique securities.
Which pays a higher dividend, IALT or SCHD?
IALT yields 0.40% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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