IINC vs SPY

IINC vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricIINCSPYWinner
Expense Ratio0.75%0.09%
AUM$27M$821.1B
Dividend Yield0.84%1.01%
Holdings121505
YTD Return+5.90%+12.22%
1Y Return-+20.83%
3Y Return (annualized)-+21.70%
5Y Return (annualized)-+12.98%
Volatility (annualized)-15.3%
Max Drawdown-1.1%-56.5%
Fund FamilyHohimer Wealth Management, LLCState Street Investment Management
CategoryEquityEquity
InceptionJun 24, 2026Jan 22, 1993

IINC vs SPY Performance

Alki Consolidated Income ETF (IINC) is a ETF from Hohimer Wealth Management, LLC and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, IINC is up 5.90% versus a gain of 12.22% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.1% for IINC and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IINC charges 0.75% per year while SPY charges 0.09%. On a $10,000 position that is $75 vs $9 annually, a gap of $66 per year that compounds over a long holding period. On income, IINC currently yields 0.84% against 1.01% for SPY.

Holdings Overlap

6.3%overlap

IINC and SPY share 32 holdings out of 512 unique holdings combined, representing a 6.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IINCWeight in SPYDifference
MSFT1.41%5.50%4.09%
V1.38%0.92%0.46%
HD1.34%0.52%0.82%
ABTProProPro
BKNGProProPro
BMYProProPro
HPQProProPro
VZProProPro
TMUSProProPro
BSXProProPro
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Frequently Asked Questions

Which is cheaper, IINC or SPY?

IINC has an expense ratio of 0.75% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $66 per year of difference.

What is the holdings overlap between IINC and SPY?

IINC and SPY share 32 common holdings with a 6.3% weight overlap. Combined, they hold 512 unique securities.

Which pays a higher dividend, IINC or SPY?

IINC yields 0.84% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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